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Lloyds Bank: Club Lloyds Current Account reviews

4.44
Based on 653 reviews, last reviewed 3rd Apr 2026
5500% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
70%
See only 4 star reviews
17%
See only 3 star reviews
6%
See only 2 star reviews
1%
See only 1 star reviews
6%

Latest highest rating:

5

Excellent Banking Experience! Excellent banking experience. The Club Lloyds perks (free cinema tickets/streaming) make it feel like a premium account without the premium price tag.... Read more Reviewed on: 3rd April 2026
Rish's avatar
Rish

Latest lowest rating:

1

Lloyds banking is judgemental and disgusting I've had this account for about 8 years. I have never once been overdrawn i have never once failed to pay a direct debit and yet when I apply for any ... Read more Reviewed on: 24th March 2026
Mark a's avatar
Mark a

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (653)

Review of the Lloyds Bank, Club Lloyds Current Account:

I upgraded my Lloyds Current account to Club Lloyds recently. It was very easy to upgrade and I am getting a good rate of interest.

5
I decided to upgrade my account because of the good rate of interest. The process of upgrading was so easy and my account runs like a dream. I like being able to do everything online and not having to go into a branch. As an added bonus I also get a free 12 months' subscription to a magazine of my choice. Reviewed on: 10th August 2015

Been an account holder since the 1970s never had any...

5
Been an account holder since the 1970s never had any issues, good current account Reviewed on: 23rd January 2026

Excellent product and service I will be using them f...

5
Excellent product and service I will be using them for my mortgage too Reviewed on: 23rd January 2026

Great current account.

5
Great current account functionality on app. Free cash withdrawals overseas was particularly useful and much better than my friends monzo which wouldn’t give her cash on several occasions. Reviewed on: 23rd January 2026

I have been with Lloyds more than 20 years and durin...

5
I have been with Lloyds more than 20 years and during that time the service from them has always been exceptional. They offer genuinely useful products that save you money. Reviewed on: 23rd January 2026

Easy to use web site and intuitive

5
Easy to use web site and intuitive Reviewed on: 23rd January 2026

Lloyds made my relocation experience simple and easier

5
I was new in the UK and wanted to open an account for my salary to be paid in and be able to monitor my credit score. I wanted a bank which won't charge me a lot of money for banking with them. I tried LLOYDS bank and I am happy with it so far. Reviewed on: 23rd January 2026

I have been with Lloyds for almost 14 years and it n...

5
I have been with Lloyds for almost 14 years and it never let me down , always provide an excellent service and i do recommend Lloyds to everyone Reviewed on: 23rd January 2026

very clear information

5
Very helpfulon the phone. Account satisfies my needs. Very clear statements Reviewed on: 23rd January 2026

Experience of many years of banking I have always be...

5
Experience of many years of banking I have always been treated as an individual and offered products that suit my needs.. including loans/ savings/ advice. The support I received when I was scammed was fantastic Reviewed on: 23rd January 2026

An excellent current account ...

5
Am excellent current account, that waives the account charges with depositing my monthly salary. The App is also excellent,, very clear and easy to navigate, with some very useful features including your credit score, and links to your mortgage account with other lenders. The account is very easy to set up and the communication throughout the switch over process was excellent. I would thoroughly recommend this account and Lloyds to family and friends. Reviewed on: 23rd January 2026

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