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Lloyds Bank: Club Lloyds Current Account reviews

4.46
Based on 615 reviews, last reviewed 24th Jan 2026
2900% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
70%
See only 4 star reviews
17%
See only 3 star reviews
6%
See only 2 star reviews
1%
See only 1 star reviews
6%

Latest highest rating:

4

Lloyds is reliable. Generally a solid/good service. When there have been issues I have dealt with friendly professionals who have resolved my problems. Reviewed on: 24th January 2026
Mr B's avatar
Mr B

Latest lowest rating:

2

There isn't much choice in current accounts. There isn't much choice in current accounts. I am still with Lloyds but it is just a case of the best of a bad bunch. Yes they do the basics quite w... Read more Reviewed on: 22nd January 2026
Alan from Halifax's avatar
Alan from Halifax

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (615)

Review of the Lloyds Bank, Club Lloyds Current Account:

The Best Bank

5
I have been a loyal customer of this bank, for several years. Their customer service is great & if I have ever had any concerns, they have taken my issue seriously & endeavoured to provide a tailored outcome. Their app is great for tracking my finances, too. I will continue being a customer, for years to come! Reviewed on: 19th July 2022

a great bank and app to navigate, some good perks gi...

5
a great bank and app to navigate, some good perks given as well to Club Llloyds customers such as disney subscription and cinema tickets Reviewed on: 22nd April 2025

A good account with additional benefits and great on...

5
A good account with additional benefits and great online banking app Reviewed on: 20th April 2025

I like the rewards that come with Club lloyds

5
I like the rewards that come with the Club lloyds account Reviewed on: 20th April 2025

Reliable.

5
Reliable. Always works when I need it to. And customer support are helpful if I need anything Reviewed on: 19th April 2025

Have been a Lloyds customer all my life.

4
Have been a Lloyds customer all my life. Never had an issue. Reviewed on: 18th April 2025

Great Account with Perks Worth Switching For

5
I switched to the Club Lloyds Current Account using their switch offer and got a free 1-year Disney+ (Star) subscription — a fantastic bonus that made the move totally worth it! The account also pays interest on balances up to £5,000 and offers exclusive access to better savings rates. Their app is intuitive and makes managing my finances easy. I also enjoy the cashback offers at selected retailers — it's a nice way to earn a little extra from everyday spending. Overall, this account delivers great value and benefits, especially if you're looking to switch. Highly recommended! Reviewed on: 16th April 2025

Excellent!

5
Excellent!! Most reliable bank !! Reviewed on: 16th April 2025

BEEN WITH LLOYDS FOREVER.

5
BEEN WITH LLOYDS FOREVER. THEY'RE GREAT. THANKYOU! Reviewed on: 12th April 2025

Good basic bank account with a few little extras

3
Good basic bank account with a few little extras although since so many branch closures it difficult to get a personal touch Reviewed on: 6th April 2025

The tedious check that I am making a genuine payment...

3
The tedious check that I am making a genuine payment gets ridiculous. The "I" in A.I. seems to stand for "Ignorance" rather than "Intelligence" especially when Lloyds thinks it could be suspicious/dangerous for me to transfer money from my Lloyds Current Account to my Lloyds Savings Account; or indeed businesses that I have paid regularly for years.. As for branch service - a recent re-fit removed the clock and provided four teller stations. I always expect a queue and I borrow a chair or ask another customer to hold my place as there are normally only two stations manned, one of which has a non-customer with a complicated query that takes at least 30 minutes (which I guess is why the clock was removed!) Reviewed on: 5th April 2025

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