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Lloyds Bank: Club Lloyds Current Account reviews

Name: Club Lloyds Current Account
Rating: 4.38 (583 reviews)

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4.40

Based on 583 reviews, last reviewed 12th Jan 2026

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

67%

18%

Latest highest rating:

5

Long Standing Customer for a Reason I have been with Lloyds for many years and have always felt like a valued customer. Their app is very easy to use and benefits are great! Reviewed on: 12th January 2026

Latest lowest rating:

1

Closed all my accounts without any explanation Closed all my accounts without any explanation Reviewed on: 8th March 2025

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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (583)

Review of the Lloyds Bank, Club Lloyds Current Account:

Great bank

I've been with Lloyds for 10 years I've never had any issues, I've read others complaining of unplanned overdraft fees well it's written in black and white so it's your choice to go into an unplanned overdraft and rack up those fees. I've been in a DMP for 6 years and ensured I stayed on track paying back debts and keeping in credit in my account, I've applied for an planned overdraft a few times and rightly so got turned down, I'm now in a better job have sorted myself out financially and Lloyds have agreed a £1,500 unplanned overdraft. I now have credit cards which I use and pay in full to avoid charges - so it's no good complaining and reviewing the bank as bad when you do not manage your finances Reviewed on: 15th October 2016

Really great bank, lots of good products.

Really great bank, lots of good products. Brilliant rewards with this account Reviewed on: 1st March 2025

I rarely have issues with Lloyds, but they need to b...

I rarely have issues with Lloyds, but they need to be more digitally aware - the app often has issues. Reviewed on: 28th February 2025

app is key

I love the app, reliable bank and good customer service Reviewed on: 28th February 2025

A positive switch.

Switched to Lloyds a year ago and have been impressed with their customer service and value for money Reviewed on: 27th February 2025

Lloyds Bank are professional and reliable

Lloyds Bank are professional and reliable Reviewed on: 27th February 2025

Solid option

I feel that, overall, the Club Lloyds Current Account is a solid option for those who can meet the monthly deposit requirement and are looking to take advantage of its various perks and interest offerings. Reviewed on: 27th February 2025

Best branch in town.

Every time I interact with Lloyds, their service and support is top notch. Reviewed on: 27th February 2025

They have been really helpful, with advice on saving...

They have been really helpful, with advice on saving, investing and spending data, they have a really good customer service and have always been able to answer any queries. I feel they care about my custom Reviewed on: 27th February 2025

Lloyds Bank is a trusted and helpful bank

Club Lloyds also offers club Advantage Savings Accounts with good rates of interest, albeit gross rates. They’re a well respected and long established bank and offer great supportive services. Very easy to bank online as well as in branches. Branch services were brilliant when I bought an expensive car and had to make the transaction in branch due to online transactions limit. Reviewed on: 26th February 2025

Never had a problem and the App is great, so easy to...

Never had a problem and the App is great, so easy to use and some great offers Reviewed on: 26th February 2025

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