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Lloyds Bank: Club Lloyds Current Account reviews

Name: Club Lloyds Current Account
Rating: 4.45 (630 reviews)

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4.45

Based on 630 reviews, last reviewed 22nd Feb 2026

3900% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

70%

17%

Latest highest rating:

4

Good benefits I got cashback for switching and good savings rate as well as cashback offers and free Disney + Reviewed on: 22nd February 2026

Latest lowest rating:

1

Would not recommend Lloyds, their processes are very... Would not recommend Lloyds, their processes are very old fashioned and difficult. Proved incredibly difficult to open a joint club Lloyds account and ... Read more Reviewed on: 4th February 2026

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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (630)

Review of the Lloyds Bank, Club Lloyds Current Account:

WORST BANK EVER ..LLOYDS BANK FROZE MY ACCOUNT WITH OVER 60 000 POUNDS FOR NO REASON CROOKS

WORST BANK EVER ..LLOYDS BANK FROZE MY ACCOUNT WITH OVER 60 000 POUNDS FOR NO REASON CROOKS Reviewed on: 30th May 2016

Great Account

Free rewards every year, what's not to love! Reviewed on: 9th November 2017

Best rate of interest at the time

A good rate of interest on a current account Reviewed on: 8th November 2017

Simple to use, good value

No issues with this account, very easy to use. On the odd occasion that I have had to contact the telephone banking system, the staff have been incredibly helpful. The internet and mobile apps are amongst the best out there. Reviewed on: 8th November 2017

Great service even if you are not a customer

I went to several high street banks, trying to change an old £5 note. I was refused or asked to pay the money into an account. Coventry wouldn't let me pay into my own account as I didn't have the details with me. Lloyds simply swapped the fiver without asking if I had an account. Reviewed on: 8th November 2017

Fees for debit use overseas.

Numerous fees seem to applied to individual purchases in small increments. If you make a number of purchases, the totals can be significant. Reviewed on: 8th November 2017

Great benefits

Cinema tickets great, interest, easy to use Reviewed on: 7th November 2017

Sneaky saver and free treats!

I've been using my Club Lloyds current account for a few years now - and it works really well for me! Not only do I get a free magazine subscription (Golf Weekly, was my choice) but previously I've had free cinema tickets! And, which is better for me, I've opted into a small savings scheme, which sees all my spend rounded up, with the difference put into a separate account. I don't even notice it going, but by the end of the month I have £20-30 to spend on a little treat! The website is super easy to use, and they give me a breakdown of my spending so I know where I need to reduce spend if I need to. Oh, AND they give cashback spend with some companies when you opt in. Reviewed on: 7th November 2017

Friendly service

Shame they closed our local branch Reviewed on: 7th November 2017

Almost right

2% on your current account is acceptable, but as said on many school reports...Could do better. Reviewed on: 6th November 2017

The bank that keeps it's word

I have banked with Lloyds for many years and have never had a problem with them. They send out notifications and literature that is easy to understand and don't bombard you with their products. Very professional bank. Reviewed on: 6th November 2017

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