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Lloyds Bank: Club Lloyds Current Account reviews

Name: Club Lloyds Current Account
Rating: 4.45 (630 reviews)

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4.45

Based on 630 reviews, last reviewed 22nd Feb 2026

3900% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

70%

17%

Latest highest rating:

4

Good benefits I got cashback for switching and good savings rate as well as cashback offers and free Disney + Reviewed on: 22nd February 2026

Latest lowest rating:

1

Would not recommend Lloyds, their processes are very... Would not recommend Lloyds, their processes are very old fashioned and difficult. Proved incredibly difficult to open a joint club Lloyds account and ... Read more Reviewed on: 4th February 2026

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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (630)

Review of the Lloyds Bank, Club Lloyds Current Account:

Excellent

Excellent bank with excellent customer service either in branch or on the phone. Reviewed on: 17th January 2017

Brilliant

Club Lloyd’s is brilliant, I would highly recommend it! Reviewed on: 5th November 2017

Why cut the interest rate?

I like the fact that I get through to Internet Banking more quickly with this account number and I appreciate the little pluses, but I was sorry they cut the interest rate so drastically. Reviewed on: 4th October 2017

Lloyds Club

Fortunately an employee at the bank told me about this particular service and it has been an excellent account that I use as a current account, but which pays interest! Just like the old days! Reviewed on: 22nd September 2017

Good value

Recommend using this account for good interest rate Reviewed on: 7th September 2017

Was a great little earner

Club Lloyds was a great current account as it used to afford you 4% interest on balances of up to £5000 but unfortunately it now it's only 2% :-( That said, website and app are user friendly an staff in-branch are always helpful. Reviewed on: 14th August 2017

Great

Never have a problem with my current account... I've had scams and my bank amhabe understood and placed the money back the same day. Excellent service Reviewed on: 21st July 2017

Amazing bank

Great, easy to use App. Everyday offers, cashback and free cinema tickets. Couldn't be better. Reviewed on: 15th July 2017

Great customer service

Reliably good customer service and rewards each year. Reviewed on: 13th July 2017

Great online access

Can access everything you would normally expect to go into a bank to online. Club Lloyds also gives access to a gift every year and Gormet Society has been very useful Reviewed on: 22nd June 2017

An account that gives back, at last

Have banked with Lloyd's for years, and after a brief gap came back to the Club Lloyd's account. The rates are reasonable, the features such as save the change and cash back offers are very good and easy to use, and the annual benefits are great. I always take the cinema tickets, as 6 free tickets is roughly £60 back every year. Again easy to use and a wonderful extra on the account. Reviewed on: 22nd June 2017

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