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Lloyds Bank: Club Lloyds Current Account reviews

Name: Club Lloyds Current Account
Rating: 4.41 (618 reviews)

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4.47

Based on 618 reviews, last reviewed 24th Jan 2026

3200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

70%

17%

Latest highest rating:

5

Great bank Really good bank with good savings accounts too. Reviewed on: 24th January 2026

Latest lowest rating:

2

There isn't much choice in current accounts. There isn't much choice in current accounts. I am still with Lloyds but it is just a case of the best of a bad bunch. Yes they do the basics quite w... Read more Reviewed on: 22nd January 2026

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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (618)

Review of the Lloyds Bank, Club Lloyds Current Account:

Great Account

I have been with Lloyds for 9 years. This is an excellent added value account, it is very cheap and works out free if you meet the requirements. The Gourmet Society is excellent and provides loads of savings when eating out. Offers an amazing 4% ISA saving account. Lloyd's as a bank are also very pleasant, I regularly have yearly meetings, where rather then trying to sell me products, they try and save me money by changing loans, credit cards. Reviewed on: 26th November 2015

Always friendly and helpful on the phone, very effic...

Always friendly and helpful on the phone, very efficient at dealing with issues Reviewed on: 2nd April 2025

Lloyds are a good solid efficient bank ,my only conc...

Lloyds are a good solid efficient bank ,my only concern are their rates on savings and fees for investing Reviewed on: 2nd April 2025

Free banking and a great app

I pay in a certain amount every month so the monthly fee is waived- proce = 0 therefore excellent value. Good app with all the features you need. Rarely need to go to the website anymore so they are always improving. Very happy Reviewed on: 2nd April 2025

The best bank to operate, very simple steps

The best bank to operate, very simple steps Reviewed on: 2nd April 2025

Current account that offers more

Love the benefits, something for everyone. Fee waived as well when meet eligibility. Reviewed on: 27th March 2025

Excellent lloyds

I’ve been using the Club Lloyds Current Account for a while now, and it has been a fantastic experience. The account comes with great perks, including a choice of lifestyle benefits like free cinema tickets or magazine subscriptions, which add extra value. The interest rates on balances are competitive, and the option to waive the monthly fee by meeting the minimum deposit requirement is a nice touch. The online and mobile banking services are user-friendly, making transactions, bill payments, and account management effortless. Customer service has been excellent whenever I needed assistance, and overall, I’m really happy with the service. If you’re looking for a current account with great benefits and easy banking, Club Lloyds is a great choice! Reviewed on: 25th March 2025

Attractive offers and easy to use!

Club Lloyds Current Account offer some really nice incentives for joining and have a great, easy-to-use mobile app. Reviewed on: 24th March 2025

Free cinema tickets and excellent scammer protection.

I get free annual cinema tickets with Club Lloyds. LOVE THIS! Easy to add new accounts to send money to. About 8 years ago my account was somehow hacked and someone had attempted to spend £1000 of my money. Luckily Lloyds security system flagged this immediately and a customer servvice representative contacted me and returned any money from the suspicious activity no questions asked. I can rely on Lloyds to take accountability for scammers. Reviewed on: 19th March 2025

Always clearly inform of changes in a timeky manner.

Always clearly inform of changes in a timeky manner. Excellent customer service either on phone or in branch face to face. Reviewed on: 16th March 2025

Happy switcher

I received my switch cashback very quickly and have been impressed with the rewards attached to the current account. Reviewed on: 16th March 2025

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