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Lloyds Bank: Club Lloyds Current Account reviews

Name: Club Lloyds Current Account
Rating: 4.44 (654 reviews)

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4.43

Based on 654 reviews, last reviewed 11th Apr 2026

5500% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

70%

17%

Latest highest rating:

4

Everyday offers cashback doesn't track I like the in credit interest, but the Everyday Offers cashback scheme is clunky and unreliable. To access the offers you have to scroll through the j... Read more Reviewed on: 11th April 2026

Latest lowest rating:

1

Lloyds banking is judgemental and disgusting I've had this account for about 8 years. I have never once been overdrawn i have never once failed to pay a direct debit and yet when I apply for any ... Read more Reviewed on: 24th March 2026

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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (654)

Review of the Lloyds Bank, Club Lloyds Current Account:

Worth it

The Club Lloyds Current Account suits my needs, monthly saver reasonable and cinema tickets are a bonus Reviewed on: 12th January 2019

A good account with additional benefits and great on...

A good account with additional benefits and great online banking app Reviewed on: 20th April 2025

I like the rewards that come with Club lloyds

I like the rewards that come with the Club lloyds account Reviewed on: 20th April 2025

Reliable.

Reliable. Always works when I need it to. And customer support are helpful if I need anything Reviewed on: 19th April 2025

Have been a Lloyds customer all my life.

Have been a Lloyds customer all my life. Never had an issue. Reviewed on: 18th April 2025

Great Account with Perks Worth Switching For

I switched to the Club Lloyds Current Account using their switch offer and got a free 1-year Disney+ (Star) subscription — a fantastic bonus that made the move totally worth it! The account also pays interest on balances up to £5,000 and offers exclusive access to better savings rates. Their app is intuitive and makes managing my finances easy. I also enjoy the cashback offers at selected retailers — it's a nice way to earn a little extra from everyday spending. Overall, this account delivers great value and benefits, especially if you're looking to switch. Highly recommended! Reviewed on: 16th April 2025

Excellent!

Excellent!! Most reliable bank !! Reviewed on: 16th April 2025

BEEN WITH LLOYDS FOREVER.

BEEN WITH LLOYDS FOREVER. THEY'RE GREAT. THANKYOU! Reviewed on: 12th April 2025

Good basic bank account with a few little extras

Good basic bank account with a few little extras although since so many branch closures it difficult to get a personal touch Reviewed on: 6th April 2025

The tedious check that I am making a genuine payment...

The tedious check that I am making a genuine payment gets ridiculous. The "I" in A.I. seems to stand for "Ignorance" rather than "Intelligence" especially when Lloyds thinks it could be suspicious/dangerous for me to transfer money from my Lloyds Current Account to my Lloyds Savings Account; or indeed businesses that I have paid regularly for years.. As for branch service - a recent re-fit removed the clock and provided four teller stations. I always expect a queue and I borrow a chair or ask another customer to hold my place as there are normally only two stations manned, one of which has a non-customer with a complicated query that takes at least 30 minutes (which I guess is why the clock was removed!) Reviewed on: 5th April 2025

Feeling the love for Club Lloyds Current Account

I love the Club Lloyds Current Account as it gives me interest on up to £5k and I also receive an annual benefit. I choose 6 Odeon Cinema tickets which saves me at least£90. It also opens the door for higher savings rates . Great account all round Reviewed on: 4th April 2025

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