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Lloyds Bank: Everyday credit cards reviews

Name: Everyday credit cards
Rating: 3.93 (60 reviews)

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3.93

Based on 60 reviews, last reviewed 12th Jun 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

60%

12%

15%

Latest highest rating:

5

Application for a Balance Transfer Application for a Balance Transfer Reviewed on: 12th June 2025

Latest lowest rating:

2

What's the point? I applied for a credit card to pay HMRC. After I was approved I was told I had to wait till I received an offer before I could transfer the money into... Read more Reviewed on: 10th February 2025

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About this product

Lloyds Bank Everyday credit cards are designed for day-to-day spending.

You can add up to three additional cardholders, and use the card freeze option in the app to control when and where your card can be used. In the app you can also view your card details or get a PIN reminder when you need one.

Lloyds Bank Everyday credit card reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds Bank before, you can also leave a review and share your experience.

Lloyds Bank Everyday credit cards reviews (60)

Review of the Lloyds Bank, Everyday credit cards:

Avoid at all costs. Will waste your time.

I went through the online application for a bank account. I was asked to visit a local branch to verify my ID and residence address. It said that for the former a driver's license would suffice, whereas for the latter a tenancy agreement from a letting agency would work. After waiting for a considerable time, I've been told that noone at the branch recognizes my lettings agency. My letting agency is not even a mile away. I was adviced to go to another branch or to make a doctor's appointment, where a doctor could confirm my address (using my tenancy agreement as proof of address himself..). I tried various times to contact another branch about 20min by bike away, but noone picked up the phone. When I arrived there they told me that my tenancy agreement was fine, but they wouldn't accept my driver's license as ID, because it doesn't have an expiry date on it. Also, on my tenancy agreement the district was mentioned. On the online application that field was optional, so I left it out. Because of this, I had to redo the whole online application. Now I am back at the branch and even though it says nowhere that an appointment is necessary, they ask me to wait for 45mins until someone with the authority becomes available. tl:dr: Although it should be just a formality to open a bank account after the online application, the Lloyd's Bank knows how to waste your whole day, making up problems and regulations that where previously never mentioned. Reviewed on: 26th October 2018

Miss informed - disguisting

My father (he has recently passed away) as executor of the will, I have been deaing with all his financial affairs. One of those was his Lloyds credit card, which has a balance on the account, the account was his with my mum named as an additional card holder. After informing Lloyds credit card about his death, that there is no money in the estate to pay debts never mind covering the funeral expenses. I was then informed by the advisor that when I take the death certificate into the bank that I need to arrange a consolidation loan in my own name to repay his credit card. This is an illegal move as by the bank. As following legal route is no money / funds etc then the debt will be wrote off. Never mind that I am upset at losing my father but to be blackmailed into this by the bank is disguisting Reviewed on: 5th June 2016

good credit card

I wanted a credit card so that i could buy a new card. i have a current account with lloyds so tried them. it's good it has a fair interest rate. I would recommend this one to my friends. Reviewed on: 17th May 2016

GOOD

Applied for this online and it was straightforward. Credit card arrived within a week and I was offered a good credit limit. the interest rate is also pretty good. N o problems so far and I dont expect to have any Reviewed on: 28th March 2016

good rewards

great bank with great products friendly staff and always try to be helpful Reviewed on: 12th February 2016

very nice

good customer service i really like it Reviewed on: 12th February 2016

reasonable

I think contact is quite good. recently l was charged ten pounds for going overdrawn but a nice assistant said i would be paid back because l was so upset it was taken because my wages were late. Reviewed on: 26th January 2016

It was okay at the satrt but too much hassle

Thier customer service is terrible, at the branch the wokers have horrible attuide and do not provide an good action plan for your problem. The online application process is an joke. THey ask too mnay questions based on personal life. Reviewed on: 25th January 2016

Expensive

The Advance credit card is easy to apply for especially if you have a Lloyds Current account. Lloyds are quick to up credit limits but if you struggle one month, the charges soon add up and the card is expensive. I wouldn't recommend this card to anyone as there are cards with better APR and incentives to use than this one. Reviewed on: 18th January 2016

Very reliable bank

I have been with lloyds since I was 17 and always recieved amazing service and always with a smile, even on the phone they are lovely. Would highly reccomend Reviewed on: 24th December 2015

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