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Lloyds Bank: Classic Account reviews

3.91
Based on 805 reviews, last reviewed 2nd Sep 2026
62% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
56%
See only 4 star reviews
20%
See only 3 star reviews
10%
See only 2 star reviews
3%
See only 1 star reviews
11%

Latest highest rating:

5

Great service great service yes yes yes yes amazing... Great service great service yes yes yes yes amazing service Reviewed on: 2nd September 2026
Mia W's avatar
Mia W

Latest lowest rating:

1

Really poor customer service Up until yesterday I had nothing but good things to say about Lloyds. I changed from another high street bank eight years ago and everything had been ... Read more Reviewed on: 20th August 2026
STEPHEN E's avatar
STEPHEN E

About this product

The Lloyds Classic Account is fee free for use in the UK, providing your account balance doesn’t go below £0.

The Lloyds Classic Account can be serviced via the app and you can earn up to 15% cashback on spending with selected retailers.

Lloyds Classic Account reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Classic Account reviews (805)

Very good customer service, friendly and welcoming i...

5
Very good customer service, friendly and welcoming in branch Reviewed on: 15th April 2024

Excellent Security

5
Lloyds Bank has the best security and fraud prevention system I have ever seen. I enjoy the flexibility of accessing my account easily online. Reviewed on: 12th April 2024

Neigh other bank comes near.

5
I like the horse and Lloyds in general. Mostly the horse. Still, it offers decent perks and it's a bank. Never had an issue. Did I mention the horse is great? Reviewed on: 12th April 2024

Lloyds are rubbish!

1
Lloyds are rubbish! Been with them for years because that's what folk did before changing became so easy. I got so sick of complaining about their rubbish customer service I switched to Chase and never looked back. Reviewed on: 12th April 2024

Lloyds banking services are fascinating

5
Lloyds banking services are fascinating Reviewed on: 12th April 2024

Good live good transfer good company

5
Good live good transfer good company Reviewed on: 10th April 2024

lack of features...

2
Interest not particularly good and lack of features compared to challenger banks e.g. you have to pay fx fees abroad! Reviewed on: 2nd April 2024

Not much hussle simply ad your details and its done.

5
Not much hussle simply ad your details and its done. Reviewed on: 22nd March 2024

Won't let you transfer money to busineses!

3
Won't let you transfer money to business, due to over zealous staff. Making me have to paypal, cashapp or use bitcoin payments. Reviewed on: 16th March 2024

I’m with Lloyds bank since 2021 I have good experien...

5
I’m with Lloyds bank since 2021 I have good experience with them it’s my main salary account. Reviewed on: 14th March 2024

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