Paid advertisement
Smart Money People Logo
Newsletter

Lloyds Bank: Classic Account reviews

3.91
Based on 805 reviews, last reviewed 2nd Sep 2026
62% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
56%
See only 4 star reviews
20%
See only 3 star reviews
10%
See only 2 star reviews
3%
See only 1 star reviews
11%

Latest highest rating:

5

Great service great service yes yes yes yes amazing... Great service great service yes yes yes yes amazing service Reviewed on: 2nd September 2026
Mia W's avatar
Mia W

Latest lowest rating:

1

Really poor customer service Up until yesterday I had nothing but good things to say about Lloyds. I changed from another high street bank eight years ago and everything had been ... Read more Reviewed on: 20th August 2026
STEPHEN E's avatar
STEPHEN E

About this product

The Lloyds Classic Account is fee free for use in the UK, providing your account balance doesn’t go below £0.

The Lloyds Classic Account can be serviced via the app and you can earn up to 15% cashback on spending with selected retailers.

Lloyds Classic Account reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Review Lloyds Bank: Classic Account now

Help others make smarter decisions by sharing your own experience. Write a review

Lloyds Bank Classic Account reviews (805)

It's a good bank with ease of doing business with.

4
It's a good bank with ease of doing business with. Their customer service is awesome Reviewed on: 14th March 2024

Not good with loan help.

3
Not good with loan help. When I asked for help I had to go through many calls to HO Reviewed on: 12th March 2024

Terrible in every aspect

1
Everything regarding Lloyds is terrible. Customer advisors regularly provide incorrect information which has to be sorted by a complaint. Service in my local branch leaves a lot to be desired and feels like nobody really cares anymore. App can be temperamental and cards randomly decline. Enough is enough! Reviewed on: 11th March 2024

Very good service and A reliable bank that I recomme...

5
Very good service and A reliable bank that I recommend to anyone!! Reviewed on: 1st March 2024

Receptive customer service experience.

5
Receptive customer service experience. Reviewed on: 29th February 2024

Good and quickly and very nice reception

5
Good and quickly and very nice reception Reviewed on: 23rd February 2024

Really and good internet banking app

5
Really and good internet banking app Reviewed on: 21st February 2024

An in-time reminder for direct debit.

5
An in-time reminder for direct debit. Also, a low balance notice for potential coming payment. Reviewed on: 16th February 2024

Great App and cashback offers but needs a travel cre...

5
Great App and cashback offers but needs a travel credit card like Halifax clarity card. Reviewed on: 15th February 2024

Disappointed in Lloyds

3
Having been a loyal Lloyd's customer for a number of years they have recently let us down on a number of issues. Reviewed on: 15th February 2024

Do you have a different Lloyds Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Want to see more from Lloyds Bank?

  • Easy saver

    from Lloyds Bank 4.57 from 76 reviews
    Lloyds Bank
  • Club Lloyds current account

    from Lloyds Bank 4.47 from 687 reviews
    Lloyds Bank
  • Personal Loan

    from Lloyds Bank 4.39 from 61 reviews
    Lloyds Bank
    View all products