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Lloyds Bank: Classic Account reviews

4.02
Based on 776 reviews, last reviewed 24th Jan 2026
400% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
57%
See only 4 star reviews
20%
See only 3 star reviews
10%
See only 2 star reviews
3%
See only 1 star reviews
10%

Latest highest rating:

5

Would recommend Lloyds bank First of all i would like to ask if anyone ever wins the prize as i have filled out a few of these and never got a response of who has won? I would g... Read more Reviewed on: 24th January 2026
Clare's avatar
Clare

Latest lowest rating:

1

They constantly allow payments which take me overdra... They constantly allow payments which take me overdrawn and when I questioned why get told to ring up even though it says that i cannot talk on the pho... Read more Reviewed on: 23rd January 2026
Helen S's avatar
Helen S

About this product

The Lloyds Classic Account is fee free for use in the UK, providing your account balance doesn’t go below £0.

The Lloyds Classic Account can be serviced via the app and you can earn up to 15% cashback on spending with selected retailers.

Lloyds Classic Account reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Classic Account reviews (776)

Review of the Lloyds Bank, Classic Account:

Easy current account

4
Easy to navigate around your account details, simple & clear instructions. Reviewed on: 21st January 2018

Best Internet Banking

5
I think Lloyds Bank Internet banking and also Internet apps easy to use. Reviewed on: 3rd April 2023

Not as good as others

3
Not a bad bank but service could be better Reviewed on: 3rd April 2023

Wouldn't give me a debit card

1
Lloyds bank - told me I needed to use my account more before they would give me a debit card. Thought that was a really weird thing to say. How could I use my account with a card to use it with? All in all a dumb back clueless to it's customers needs. Reviewed on: 3rd April 2023

Current account

5
I’ve been with Lloyds bank for aslong as I can remember, and gave also opened my son an account so I can save for him until he’s 18! Great customer service in our local branch, Maidenhead. And overall easy to use online banking app Reviewed on: 3rd April 2023

Top 1 bank

5
Verry good bank and app working perfect Reviewed on: 3rd April 2023

Best ever

5
Is the best bank always easy to use and many benefits Reviewed on: 3rd April 2023

Classic account

5
I’ve been with Lloyds bank for a very long time and I’ve had no issues when it comes to my accounts I have with them, very happy overall. Reviewed on: 3rd April 2023

Good service

5
Good range of products available for everyone Reviewed on: 3rd April 2023

Easy, safe banking

5
With Lloyds I know my money is safe! Lloyds ensure customers are aware of how they’ll be contacted and what information would be required. They regularly send emails informing customers what to look out for in fraudulent activity. I feel like my money is safe and I am looked after as a customer. The app is really easy to use and I am able to access my account quickly and on the go. Reviewed on: 3rd April 2023

Kubra

5
I want to earn money. I want to sell my good clothes Reviewed on: 2nd April 2023

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