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Lloyds Bank: Classic Account reviews

Name: Classic Account
Rating: 4.04 (794 reviews)

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4.04

Based on 794 reviews, last reviewed 20th Apr 2026

2200% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

57%

20%

10%

Latest highest rating:

5

Lloyds is a great bank. Lloyds is a great bank. I have been with them for 10 years and have had no issues. Customer service is great and are always helpful both in store and ... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

App data leak is unforgivable Their recent problems with their app showing people other accounts is a very very bad piece of banking Reviewed on: 16th April 2026

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About this product

The Lloyds Classic Account is fee free for use in the UK, providing your account balance doesn’t go below £0.

The Lloyds Classic Account can be serviced via the app and you can earn up to 15% cashback on spending with selected retailers.

Lloyds Classic Account reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Classic Account reviews (794)

Fairly Proficient

Lloyd’s could be better with its services and east in the stringent policies. Reviewed on: 8th July 2022

excellent

genuine excellent fast reliable service provider A1111111111111111111111111 Reviewed on: 8th July 2022

Would highly recommend banking elsewhere.

Absolutely pathetic bank. I was left a generous inheritance which got my account frozen. Called and gave proofs I wasn't laundering, transferred money to my wife and my mother and all 3 accounts frozen again. Then I actually had fraudulent activity on my account that lost me literally thousands of pounds and suddenly the bank didn't want to know. Took me 4 days in a row of phone calls to get the card cancelled, and I gave up after 2 years of the bank being disinterested in helping me claim my money back. Now I'm over drawn by £60 and you'd think I owe them the world the way they heavy handedly deal with it. Funny how that works, I'm not in a hurry to sort my overdraft as this sorry excuse for a bank refused to listen or to help when someone was using my account fraudulently. Absolute disgrace, if I could give zero stars I would. Reviewed on: 9th June 2022

THE BANK THAT STEALS & MAKES MONEY OF THE DISABLED

This bank has taken my money and holding onto this for two weeks, expect no customer service, make fun of the disabled, provide incorrect information, worst banking group,worst service, Reviewed on: 24th May 2022

Good Customer Service and Account

We’ve tried a few banks over the years but always found ourselves coming back to Lloyds, they have a decent range of current accounts although we decided to stick with a Classic as we have another account elsewhere. App and internet banking is great, telephone banking is alright (sometimes quick, sometimes a little slower) but most importantly, we’ve never been hit with hidden charges which other banks do regularly. Reviewed on: 4th April 2022

So glad I left them!

I've been with them for over a decade and can't say I've felt the love much. The service has been slow and inefficient, and no gestures of good will have ever been shown to me, despite being on time with payments and trusting them with my money for such a long time. I decided to close my account because I could no longer afford it, but was made to keep it just long enough to pay the account admin fee for one more month, even though I was not going to use it for that month and they knew that. The clerks were less than understanding. So way to ruin literally the last thing, Lloyds. Terrible experience, I'm so glad I left them! Reviewed on: 4th April 2022

account

approachable and responds to questions Reviewed on: 2nd April 2022

Classic Account

All keep me informed of comings and goings on my account Reviewed on: 25th March 2022

Fantastic

Dependable, reliable and easy to use Reviewed on: 25th March 2022

Worst Bank Ever

Stay way from this bank, their ethics are the worst I have experienced so far. Reviewed on: 25th March 2022

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