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Lloyds Bank: Classic Account reviews

4.03
Based on 783 reviews, last reviewed 28th Mar 2026
1500% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
57%
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20%
See only 3 star reviews
10%
See only 2 star reviews
3%
See only 1 star reviews
10%

Latest highest rating:

5

Helped me to get my money back They were really helpful when I faced an issue related to fraud. My account got scamed by a fraudster and I lost all my money. The customer service te... Read more Reviewed on: 24th March 2026
NAHID M's avatar
NAHID M

Latest lowest rating:

1

Closed my account with no reason given Lloyds Bank closed both my Current account and Business account. No reason given. Demanded that I repay my overdraft within 30 days. It's ridiculous t... Read more Reviewed on: 28th March 2026
GoldBricks's avatar
GoldBricks

About this product

The Lloyds Classic Account is fee free for use in the UK, providing your account balance doesn’t go below £0.

The Lloyds Classic Account can be serviced via the app and you can earn up to 15% cashback on spending with selected retailers.

Lloyds Classic Account reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Classic Account reviews (783)

good experience

5
Very friendly staffs always helpful Reviewed on: 7th December 2018

Easy banking

4
App is easy to use. App sometimes goes down for a little while but that’s technology. Over all good experience with Lloyd’s Reviewed on: 7th December 2018

Not bad

4
Nothing to complain about, would recommend if someone had a bad experience elsewhere Reviewed on: 6th December 2018

Ever so supportive and helpful

5
Lloyds have been an amazing bank to deal with. They are exceptionally supportive, helpful and friendly. A superb service all around Reviewed on: 6th December 2018

Cannot fault the customer service

4
My local branch staff are always kind and courteous and always happy to help everyone. Reviewed on: 30th November 2018

Not bad, but could improve

3
Lloyds is a trusted bank, I wish it was more modern and easy to use though like new banks ie. Monzo Reviewed on: 27th November 2018

Excellent

5
We have always had excellent service from Lloyds bank. I'd highly recommend them for banking. Reviewed on: 26th November 2018

Crazy charges

1
I am struggling financially. After requesting my monthly charges not be charged daily (as this means I'm always over my limit), Lloyds ignored this request and continue to charge me daily. This means every month I am charged for going over my limit! Reviewed on: 25th November 2018

Superb

5
Excellent customer service at Lloyds, very friendly and helpful Reviewed on: 24th November 2018

10

5
Truck driver is from Romanian .Now live in England Reviewed on: 23rd November 2018

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