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Lloyds Bank: Classic Account reviews

Name: Classic Account
Rating: 4.03 (783 reviews)

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4.03

Based on 783 reviews, last reviewed 28th Mar 2026

1500% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

57%

20%

10%

Latest highest rating:

5

Helped me to get my money back They were really helpful when I faced an issue related to fraud. My account got scamed by a fraudster and I lost all my money. The customer service te... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Closed my account with no reason given Lloyds Bank closed both my Current account and Business account. No reason given. Demanded that I repay my overdraft within 30 days. It's ridiculous t... Read more Reviewed on: 28th March 2026

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About this product

The Lloyds Classic Account is fee free for use in the UK, providing your account balance doesn’t go below £0.

The Lloyds Classic Account can be serviced via the app and you can earn up to 15% cashback on spending with selected retailers.

Lloyds Classic Account reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Classic Account reviews (783)

Utterly useless

Have no interest in you as an individual. Just care about selling you as many of their useless products as possible. Stay clear. Stay well clear. Reviewed on: 25th December 2018

Good service

It always has good service etc..was perfect Reviewed on: 24th December 2018

Fair awesome services

I have no words to say about the services and etc.. everything is perfect Reviewed on: 24th December 2018

Best bank of UK

No hiden fees. Easy to use. Good service. ;) Reviewed on: 18th December 2018

Everything what you need from a bank

They provide good services that easy to use Reviewed on: 18th December 2018

Great bank, had no issues so far.

Great banking service, been using it for years and haven't had any issues. Customer service has been great both in store and iver the phone. Reviewed on: 17th December 2018

Friendly staff.

Don't know if it is just the Prudhoe branch - but a really personal feel whenever I call in / do any transactions in branch. Reviewed on: 17th December 2018

They do the job

Seems to be less and less branches=near us which isn’t convenient. They are ok. Reviewed on: 13th December 2018

Ok but probably not the best bank

Not great terms for accidental overdraft. Not great interest rates. Plus is that there is still a branch on my high street. Reviewed on: 8th December 2018

Faster in the branch

From my experience When do you have a problem it’s better to go to the local branch then online Reviewed on: 8th December 2018

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