Write a review

Newsletter

Go to business site

Lloyds Bank: Classic Account reviews

Name: Classic Account
Rating: 3.91 (805 reviews)

View other Lloyds Bank products

3.91

Based on 805 reviews, last reviewed 2nd Sep 2026

62% decrease in 5 star reviews

in the past 90 days

33% decrease in 1 star reviews

in the past 90 days

56%

20%

10%

11%

Latest highest rating:

5

Great service great service yes yes yes yes amazing... Great service great service yes yes yes yes amazing service Reviewed on: 2nd September 2026

Latest lowest rating:

1

Really poor customer service Up until yesterday I had nothing but good things to say about Lloyds. I changed from another high street bank eight years ago and everything had been ... Read more Reviewed on: 20th August 2026

Read all reviews See your review

About this product

The Lloyds Classic Account is fee free for use in the UK, providing your account balance doesn’t go below £0.

The Lloyds Classic Account can be serviced via the app and you can earn up to 15% cashback on spending with selected retailers.

Lloyds Classic Account reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Classic Account reviews (805)

Review of the Lloyds Bank, Classic Account:

Switch from Lloyds at all costs

Awful app. Awful customer service. Awful everything. Awfiln company. Avoid. Avoid. Avoid. Reviewed on: 10th July 2019

A shining example of what a modern bank should be

Lloyds are a forward-thinking, progressive and friendly bank that offers serious banking and financial services. They are customer-focused and flexible. Whilst I do most of my banking online or on the app, I always find a visit to a branch is smooth and hassle-free. Although I have tried other banks too, I think Lloyds is by far the best experience for my current account and daily banking needs. Reviewed on: 8th January 2019

very good

very good 5+ very good 5+ very good 5+ Reviewed on: 8th January 2019

Good account

Debit account meets all my needs no need to pay any extra Reviewed on: 5th January 2019

always amazing customer service

I've been with lloyds since I first got a bank account and they've never failed me. There have been times over the years that they could have sold me things I really didn't need or could afford but they have a conscience unlike some companies I've come across. Every review I've had they've been impeccable in seeing the full picture of my finances and whats needed or not needed. Every time I leave the branch I feel the staff have gone above and beyond and not just for a good review. thats rare these days. well done Lloyds! Reviewed on: 5th January 2019

customer service

Average customer services for an average bank Reviewed on: 4th January 2019

A bank you really can trust

Lloyds bank have always been very helpful, polite and makes you feel safe. Reviewed on: 3rd January 2019

overall rating

I found that they are very helpful Reviewed on: 31st December 2018

App

The app is perfect for banking on the go as I never get a chance to go to my branch. It’s simple to use and easy to find what you’re after. Reviewed on: 30th December 2018

Easy banking

The app is so easy to use and you can do everything you need in seconds Reviewed on: 30th December 2018

reliable classic banking

staff always friendly and very informative Reviewed on: 29th December 2018

Do you have a different Lloyds Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Graduate Current Account
from Bank of Ireland 0.00 from 0 reviews
Current Account
from Allied Irish Bank - AIB 3.50 from 16 reviews
Under 16s account
from Monzo 4.89 from 946 reviews

Want to see more from Lloyds Bank?

Easy saver
from Lloyds Bank 4.57 from 76 reviews
Club Lloyds current account
from Lloyds Bank 4.47 from 687 reviews
Personal Loan
from Lloyds Bank 4.39 from 61 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub