Write a review

Go to business site

Lloyds Bank: Classic Account reviews

Name: Classic Account
Rating: 4.02 (777 reviews)

View other Lloyds Bank products

4.02

Based on 777 reviews, last reviewed 7th Mar 2026

1000% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

57%

20%

10%

Latest highest rating:

4

So, I was thinking about know, So, I was thinking about that big bank, you know, the one with the lion logo. They've been around for ages, offering pretty standard banking services ... Read more Reviewed on: 7th March 2026

Latest lowest rating:

1

They constantly allow payments which take me overdra... They constantly allow payments which take me overdrawn and when I questioned why get told to ring up even though it says that i cannot talk on the pho... Read more Reviewed on: 23rd January 2026

Read all reviews See your review

About this product

The Lloyds Classic Account is fee free for use in the UK, providing your account balance doesn’t go below £0.

The Lloyds Classic Account can be serviced via the app and you can earn up to 15% cashback on spending with selected retailers.

Lloyds Classic Account reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Classic Account reviews (777)

Review of the Lloyds Bank, Classic Account:

Easy current account

Easy to navigate around your account details, simple & clear instructions. Reviewed on: 21st January 2018

Classic account

A basic account that doesn’t cost and does the job Reviewed on: 9th November 2018

Excellent

Was always wanting to help. Nothing is too much trouble x Reviewed on: 9th November 2018

A Long Standing Reliable Partner

I've been with Lloyds over 30 years and have found them to be reliable trustworthy and attentive. It hasn't crossed my mind to switch which comes from someone who regularly changes suppliers for virtually everything else. Reviewed on: 9th November 2018

Good customer service

Always an easy and quick experience whenever ive had a problem. Lloyds are efficient and easy to bank with Reviewed on: 9th November 2018

It's alright

It has no benefits apart from small cash back offers but customer service is okay and it's convenient as there are branches on every high street Reviewed on: 9th November 2018

Loyds Bank Current Account

Great service from this bank, no charges on account and have never had any issues with transactions Reviewed on: 8th November 2018

Online Banking is excellent

I think the layout of the online banking both mobile and other is excellent, easy to follow and I have never had a problem with them in 20+ years! Reviewed on: 8th November 2018

Its an ok bank

I like to have a branch nearby so i am paying more than i would but for that reason alone Reviewed on: 8th November 2018

Great experience

Great people, great bank, great products Reviewed on: 8th November 2018

Great service

At Ellesmere Port, I walked in to ask about moving off my basic account and left with a classic account, a savings account and an ISA - I was delighted at how informative and helpful all the staff were and felt no presdure - everything was explained very thoroughly in a way I understood. Reviewed on: 7th November 2018

Do you have a different Lloyds Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Current Account
from Yorkshire Bank 3.77 from 76 reviews
Student Current Account
from The Co-operative Bank 4.13 from 8 reviews
Student Account
from permanent tsb 0.00 from 0 reviews

Want to see more from Lloyds Bank?

Cashback credit card
from Lloyds Bank 4.78 from 9 reviews
Travel Money
from Lloyds Bank 4.63 from 3 reviews
Student Mastercard Credit Card
from Lloyds Bank 4.61 from 7 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub