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Lloyds Bank: Classic Account reviews

4.03
Based on 796 reviews, last reviewed 28th Apr 2026
20% increase in 5 star reviews
in the past 90 days
50% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
56%
See only 4 star reviews
20%
See only 3 star reviews
10%
See only 2 star reviews
3%
See only 1 star reviews
11%

Latest highest rating:

4

Improved massively, still room for more. Lloyds have improved massively, but before the pandemic they were a bit of a mess, specifically in their anti-fraud triggers going off CONSTANTLY and ... Read more Reviewed on: 28th April 2026
Alex Smith's avatar
Alex Smith

Latest lowest rating:

1

Lloyd's bank stole from my account! Lloyd's bank stole money out of my account without my authorisation, they put me in debt of thousands of pounds.. I will never forgive them for what t... Read more Reviewed on: 25th April 2026
James's avatar
James

About this product

The Lloyds Classic Account is fee free for use in the UK, providing your account balance doesn’t go below £0.

The Lloyds Classic Account can be serviced via the app and you can earn up to 15% cashback on spending with selected retailers.

Lloyds Classic Account reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Classic Account reviews (796)

Crazy charges

1
I am struggling financially. After requesting my monthly charges not be charged daily (as this means I'm always over my limit), Lloyds ignored this request and continue to charge me daily. This means every month I am charged for going over my limit! Reviewed on: 25th November 2018

Superb

5
Excellent customer service at Lloyds, very friendly and helpful Reviewed on: 24th November 2018

10

5
Truck driver is from Romanian .Now live in England Reviewed on: 23rd November 2018

Love this bank

4
Reliable bank, online banking always works great, would definitely recommend to friends and family Reviewed on: 23rd November 2018

safety fast and good bank

5
best bank in uk , they are need to be first .!!! Reviewed on: 23rd November 2018

It's okays nothing problems perfect work

5
Easy and fast! everything's good! peoples is well. :) Nice job guys ! Thanks Have nice day ! Reviewed on: 21st November 2018

great

5
i struggled to find a current account that fit all my needs, then a friend suggested i try lloyds! ive been with lloyds now for over 10 years and have no plans to switch! Reviewed on: 21st November 2018

Long standing ligal customer

5
I have been with Lloyd’s for years now and they offer great customer service. Reviewed on: 20th November 2018

Classic Account Lloyds

5
Any suspicious activity on my account and Lloyds send me a text message. I am happy with the security on my account Reviewed on: 13th November 2018

No issues

5
no problems at all and app works perfectly Reviewed on: 11th November 2018

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