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Lloyds Bank: Classic Account reviews

Name: Classic Account
Rating: 4.06 (698 reviews)

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3.95

Based on 698 reviews, last reviewed 7th Nov 2024

67% decrease in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

55%

21%

11%

10%

Latest highest rating:

4

Easy to set up Classic Account with Bank of Scotland... Easy to set up Classic Account with Bank of Scotland, after moving countries. Great service at any branch Reviewed on: 29th October 2024

Latest lowest rating:

1

I have spent a month calling them to resolve a simpl... I have spent a month calling them to resolve a simple issue. Every time they tell me it is fixed but it is not fixed at all. Customers without a sma... Read more Reviewed on: 16th October 2024

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About this product

The Lloyds Bank Classic Account is designed for ‘free everyday banking’. Account holders can benefit from a featureful mobile banking app, cashback opportunities and both arranged and unarranged overdrafts.

Our Lloyds Bank Classic Account reviews can give you valuable insight into the provider and account. Learn how satisfied genuine customers are with the service they’ve received. Be confident you’re making the right choice about your new account by checking our customer reviews.

If you’re interested in the Lloyds Bank Classic Account, find out more on Smart Money People. Learn why customers chose this account and how satisfied they’ve been so far. Read about the main pros and cons of the Classic Account to decide if it sounds right for you. Find out how responsive the customer service team is and how quickly account holders’ issues have been resolved. All of this and more can be found in our Lloyds Bank Classic Account reviews.

Perhaps you already have a Classic Account with Lloyds Bank? Why not share your honest opinions with our Smart Money People community? How long have you had the account and is it your main bank account? What is your favourite thing about the account, and is there anything you feel could be improved? If you use the mobile banking app, which features are the most useful? Would you recommend the account to your family and friends? Leave a Lloyds Bank Classic Account review today. Together, we can help people like you make better financial decisions.

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Lloyds Bank Classic Account reviews (698)

Lloyds bank is amazing

Services offered by this bank are extremely helpful. I have never been upset with anything and I have learnt more by banking with Lloyds for 3 years now. The customer service is amazing and students are guided very smoothly through the process of creating a bank account. I really enjoy banking with them. Reviewed on: 27th September 2016

Reliable, the 'Good Friend' of banks

Staff are knowledgeable and always on hand to answer questions professionally and with technical language that is appropriate to each and every person. As a recent graduate, I have been able to get into contact with the bank regarding my account and they have been able to give me advice and support. I have always had a Lloyds Bank account and I would not consider changing. They are trustworthy and reliable, just like an old friend. Reviewed on: 30th June 2016

excellent service

Have been with LLoyds for years now, and have never had any reason to complain - always able to contact them when I need to and always helpful staff when I do! Reviewed on: 29th June 2016

Always happy with the service

I am always happy with the service I receive from Lloyds. The mobile app is easy to use so I can keep track of my money on the go. Reviewed on: 23rd June 2016

loyalty

I have been with Lloyds bank since leaving school 35 years ago and have been happy with the service I have received since then. I have always received good service and have never considered moving banks and don't imagine I will. Reviewed on: 20th June 2016

Disgusted & Dissapointed

When I opened my bank account I specifically said that I don't want any over draft facilities. I have since then moved from the UK to the USA and have not kept an eye on the balance of the account. I made an order online using my Lloyds account, assuming that I had cash in there, the payment went through no problemo. 3 months later I check the account to find that on that payment (which was a birthday Cake for my gran- the name on the payment was CAKES) I had overdrawn by 47.25! I was shocked to find my account in debt as I was under the impression that that wasn't possible and I had not received any communication from the bank (I was not at the address specified and my mobile number had changed, but surely when they realized this they should have tried email?- they cannot say that they exhausted all communication channels! and even so, if they couldn't reach me, why did they allow the transaction to go through?). So, I phoned Lloyds and asked who allowed the transaction to go though and the response was comical, "Well Miss, we never know whether its an emergency so we let it go through a reviewing process and then accept or decline if we think its an emergency or not". Surely "CAKES" doesn't sound like an emergency? Since going into "Unplanned Over Draft" of 47.25 pounds, I have now had to pay 250.59 pounds with all the "fees" that come along with unplanned over draft. Needless to say I have pulled the plug with Lloyds and shall not recommend them to anyone as I would never want someone who isn't able to pay off the debt, to get into a situation like this. Lloyds, you are a company that is willingly helping our country and people run into Debt that is beyond reparable. LLoyds, I'm disappointed and disgusted Reviewed on: 14th June 2016

Great customer service

Good internet banking services and quick, easy and secure money transfer Reviewed on: 10th June 2016

Very good

easy to open an account and fast friendly service .proste to operate Reviewed on: 1st June 2016

Great Bank

I used to have a Barclays bank account before and left them because of the bad customer service. Lloyds have been brilliant and I wouldn't change. Easy app as well. Reviewed on: 1st June 2016

Hassle free banking

Graduate account holder, interest free overdraft. Staff are always lovely whichever branch I use. Would recommend. Reviewed on: 31st May 2016

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