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Monzo: Business Account reviews

4.85
Based on 1,388 reviews, last reviewed 13th Jan 2026
200% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
2%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

So easy to use, never any issues and just does what... So easy to use, never any issues and just does what I need from it Reviewed on: 13th January 2026
B. Studio's avatar
B. Studio

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026
Anita Ntiamoah's avatar
Anita Ntiamoah

About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1388)

Review of the Monzo, Business Account:

Everything and more bank account

5
Easy to apply, easy to sign in, excellent customer service. Reviewed on: 13th March 2022

Tried paying HMRC, card declined.

1
Tried paying HMRC, card declined. Had to use personal account, what's point of biz acc then? Reviewed on: 22nd April 2025

Great service fast reliable and user friends with

5
Great service fast reliable and user friends Reviewed on: 20th April 2025

Efficient, helpful on call 24 hours

5
Efficient, helpful on call 24 hours Reviewed on: 19th April 2025

Transfers are very slow specially if international.

1
Transfers are very slow specially if international. Reviewed on: 18th April 2025

I don't understand the point of it?

3
I don't understand the point of it? They do everything the others do. But they don't work with complex structures. There are no multicurrencies. Reviewed on: 17th April 2025

Absolutely fantastic service and value, excellent pr...

5
Absolutely fantastic service and value, excellent product for small business banking, that has all the services required as my business grows. Also great for personal banking. Everything just works as it should, very informative about spending habits and great for planning ahead with pots. Reviewed on: 17th April 2025

Amazing service, very easy and simple to use

5
Amazing service, very easy and simple to use Reviewed on: 16th April 2025

was hype at first ngl but now i’m stuck w a business...

1
was hype at first ngl but now i’m stuck w a business acc that acts like a beta app. not serious at all. Reviewed on: 15th April 2025

Decent product but needs improvement in support.

3
Decent product but needs improvement in support. The support team took weeks to solve a fraud issue I raised Reviewed on: 15th April 2025

Interesting info about children’s cards

5
Interesting info about children’s cards Reviewed on: 15th April 2025

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