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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.96 (510 reviews)

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4.96

Based on 510 reviews, last reviewed 16th Feb 2026

9900% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

setup childrens accounts for my, er, children (10 an... setup childrens accounts for my, er, children (10 and 14), works nicely, though the potential wilderness is looming for myeldest as the account only s... Read more Reviewed on: 16th February 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

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About this product

A free account for kids that keeps up as they grow up.

Awards

What is this award?

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (510)

Review of the Monzo, Under 16s account:

The best bank

Opening account with Monzo was so easy and first to offer me a credit card and savings made easy I would say the best bank. Got a card for my daughter as well so easy to manage and had no hassle at all getting approved a loan within few hours. Easy manage spending as you can see categories. Will continue with Monzo for ever Reviewed on: 9th February 2025

setup childrens accounts for my, er, children (10 an...

setup childrens accounts for my, er, children (10 and 14), works nicely, though the potential wilderness is looming for myeldest as the account only seems to cater for u15s and can't open a full account til 16 Reviewed on: 16th February 2026

Simple, transparent & no nonsense

Simple, transparent & no nonsense Reviewed on: 16th February 2026

Independent kid

I love how much Independence my kid has with this account and that we can control the levels to help keep him safe , this account has been 100% easier to use for us than our previous go Henry account, so glad we switched Reviewed on: 16th February 2026

The under 16 account in Monzo is really good as we c...

The under 16 account in Monzo is really good as we can do saving pots segregation which help kids to save money from their pocket money. Thank you for the wonderful support Reviewed on: 15th February 2026

Easy and clear to use for everyday banking.

Easy and clear to use for everyday banking. Reviewed on: 15th February 2026

It’s so easy to use and it’s free .

It’s so easy to use and it’s free .. it annoys me that all the other banks charge and that’s money that can go to a child. My boy lived the brightly coloured card. Reviewed on: 15th February 2026

Monzo has been brilliant for us, especially when ban...

Monzo has been brilliant for us, especially when banking. Reviewed on: 14th February 2026

My son is using it seamlessly , and very easy to add...

My son is using it seamlessly , and very easy to add money from mom Reviewed on: 14th February 2026

Very easy service, with excellent perks

Very easy service, with excellent perks Reviewed on: 14th February 2026

Perfect and safe intro to banking for young people

Brilliant way to introduce my daughter to banking and savings. She’s loving to see the interest adding up, and I like the control and flexibility it gives me - I don’t want her to have the physical card yet, but she can still have a proper bank account. It’s perfect! Reviewed on: 13th February 2026

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