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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.96 (492 reviews)

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4.96

Based on 492 reviews, last reviewed 11th Feb 2026

8100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

The under 16 account is brilliant. The under 16 account is brilliant. The set up of pots is great to build an awareness about saving amongst little ones. Defo recommend! Reviewed on: 11th February 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

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About this product

A free account for kids that keeps up as they grow up.

Awards

What is this award?

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (492)

Review of the Monzo, Under 16s account:

I love monzo.

I love monzo. They are one of step ahead and make life easy Reviewed on: 9th February 2025

Monzo's under 16 account is a proper boon for parents

he Monzo under 16 account is a proper boon for parents and teens alike. Getting it set up was a doddle through the app, and it's brilliant that it doesn't cost a penny. For young 'uns just starting to get to grips with managing their own money, it's spot on. The separate app for them is really well thought out – it gives them a sense of independence while still letting parents keep an eye on things. Seeing their spending in black and white helps them learn the value of money and make better choices. Plus, the ability for parents to top up their account instantly is super handy for pocket money or little emergencies. The security features are also reassuring. Knowing they can freeze their card instantly if it gets lost gives you peace of mind. And the spending notifications they get help them track what's going in and out. It's a fantastic way to introduce teenagers to the world of digital banking in a safe and controlled environment. It teaches them responsibility without the worry of hefty fees or complicated stuff. Definitely a top-notch way for young people to manage their money. Reviewed on: 15th April 2025

Wonderful experience with Monzo. Amazing

Wonderful experience with Monzo. Monzo has good and quality customer service Reviewed on: 15th April 2025

Superb Experience

Almost all activities are intuitive and straight forward. Superb experience. Reviewed on: 14th April 2025

Easy app to use.

Easy app to use. A bank who is on your side. I got conned and the bank returned my money within days! Replaced 2 lost cards during the time I've banked with Monzo. Reviewed on: 12th April 2025

Best Account for under 16's there is.

Everything is straightforward and Monzo go the extra mile with Customer Services. Always available and courteous. Transactions are in front of you and available immediately. My Grandson is aware exactly what he has spent and where. On top of that it's free and the adult still has full control of the account. Reviewed on: 12th April 2025

A star experience.

A star experience. Here's a brief review for Monzo: "I'm absolutely loving Monzo! The app is so user-friendly, and the features are fantastic. The 'pots' feature has been a game-changer for me, helping me save and organize my finances. And the recent 1p saving challenge was a fun way to build the habit of saving. Well done, Monzo!" Reviewed on: 12th April 2025

monzo is a good way for me to save money

monzo is a good way for me to save money Reviewed on: 11th April 2025

The account is great for my teenage boy whom I can k...

The account is great for my teenage boy whom I can keep tabs on his spending Reviewed on: 11th April 2025

Monzo have always been efficient at what they do and...

Monzo have always been efficient at what they do and outshine all other banks. It is for this reason that my wife moved over and my sons first account is with Monzo Reviewed on: 11th April 2025

Finally a free kids' bank account!

Finally a free kids' bank account!! Previously I've been charged crazy high fees just for the privilege of sending my daughter £2.50. This was super easy to open, I'm an skint holder anyway and the card, as usual, arrived in record time. Reviewed on: 10th April 2025

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