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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.95 (411 reviews)

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4.95

Based on 411 reviews, last reviewed 6th Feb 2026

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

Amazing experience with Monzo. Amazing experience with Monzo. The Under 16s account is a game changer. It's intuitive for my child and myself. Reviewed on: 6th February 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

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About this product

A free account for kids that keeps up as they grow up.

Awards

What is this award?

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (411)

Review of the Monzo, Under 16s account:

Best of the best

I have 3 under 16 accounts with 3 different cards. The kids love them. Easy to send and make payments. Connected to both mine & my husband to control and gifting links for the family. Reviewed on: 27th March 2025

Whole family has accounts

I have been with monzo for about 3 years now, currently I have a personal and a joint account with my husband. It has helped us budget and manage our finances. All my three children have child accounts. I love the system and the guarentee you are protected. Reviewed on: 14th February 2025

The goal is still far away

We can always improve but for now very well. Reviewed on: 13th February 2025

This is the most reliable bank in the world

This is the most reliable bank in the world Reviewed on: 13th February 2025

Very easy to navigate.

Very easy to navigate. Easy account opening process. I like how they handle merchant offers. Love the savings pots. Reviewed on: 13th February 2025

My kids love it and they use it all the...

My kids love it and they use it all the time Reviewed on: 13th February 2025

Easy to set up and easy for my child to use.

Easy to set up and easy for my child to use. Reviewed on: 13th February 2025

Excellent .

Excellent . Works for my grandkids and unlike other banks... No monthly fees Reviewed on: 13th February 2025

I like the payment early

Good keeping money safe and the getpaid early Reviewed on: 13th February 2025

Using for my daughter and it’s amazing

Using for my daughter and the experience so far was just amazing Reviewed on: 13th February 2025

Monzo, your reliable bank

I enjoy their products and the app is so easy to understand. Their process and processing time is fantastic. Reviewed on: 13th February 2025

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