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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.96 (514 reviews)

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4.96

Based on 514 reviews, last reviewed 18th Feb 2026

10300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

Such a slick and futureproofed offering! Such a slick and futureptoofed offering! Reviewed on: 18th February 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

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About this product

A free account for kids that keeps up as they grow up.

Awards

What is this award?

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (514)

Review of the Monzo, Under 16s account:

Best of the best

I have 3 under 16 accounts with 3 different cards. The kids love them. Easy to send and make payments. Connected to both mine & my husband to control and gifting links for the family. Reviewed on: 27th March 2025

Brilliant

My son absolutely loves having his own card to be able to go in the shop whenever he wants think this is a brilliant way to teach children about money Reviewed on: 23rd March 2025

They have been great and I get paid a day earlier so...

They have been great and I get paid a day earlier so why not! Reviewed on: 22nd March 2025

Always helpful if its needed updating and upgrading...

Always helpful if its needed updating and upgrading there bank all the time Reviewed on: 22nd March 2025

Best bank ever use

Best bank ever use best option I have with mine bank Reviewed on: 21st March 2025

Fast and very good.

Fast and very good. Had a good experience with them Reviewed on: 20th March 2025

A fun, simple account for kids!

Monzo have made it simple and effective to set up a young person's account which is not only free, but offers complete parental oversight and allows children to be in charge of their own finances. With both parents added and child having access to their own monzo app designed for them, the experience is well rounded and accessible for all. Reviewed on: 20th March 2025

U16 account

I received an email regarding the U16 account and while I was interested in getting one for my kids, I expected it to be a pain to open with fees that didn't make it worthwhile. I was very wrong. Took a few clicks and my boys received their cards in a few days. Outstanding and at 7 and 10, they'll remember Monzo forever as their first "account". Excellent way to teach kids about money from an early age and with the app they can access, it gives them all they could need and allows me to set controls for them too. Reviewed on: 20th March 2025

It's give a quick service and solve dispute very fas...

It's give a quick service and solve dispute very fast instead if traditional banks. Reviewed on: 19th March 2025

Just a great app everything’s easy and quick and mos...

Just a great app everything’s easy and quick and mostly instant Reviewed on: 18th March 2025

I love my monzo, so easy to navigate

I love my monzo, so easy to navigate Reviewed on: 18th March 2025

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