Smart Money People Logo

Monzo: Under 16s account reviews

4.96
Based on 369 reviews, last reviewed 27th Mar 2025
36000% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
2%
3 star
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Best of the best I have 3 under 16 accounts with 3 different cards. The kids love them. Easy to send and make payments. Connected to both mine & my husband to control ... Read more Reviewed on: 27th March 2025
OceyyBabyy's avatar
OceyyBabyy

Latest lowest rating:

1

Under 16 account but no good for multiple parents I opened an under 16s account for my two children, all been working fine. Monzo recently invited people to add additional parents / guardians to be ab... Read more Reviewed on: 15th February 2025
Andyg68uk's avatar
Andyg68uk

About this product

A free account for kids that keeps up as they grow up.

Monzo Under 16s account reviews (369)

Review of the Monzo, Under 16s account:

Best bank ever use

5
Best bank ever use best option I have with mine bank Reviewed on: 21st March 2025

U16 account

5
I received an email regarding the U16 account and while I was interested in getting one for my kids, I expected it to be a pain to open with fees that didn't make it worthwhile. I was very wrong. Took a few clicks and my boys received their cards in a few days. Outstanding and at 7 and 10, they'll remember Monzo forever as their first "account". Excellent way to teach kids about money from an early age and with the app they can access, it gives them all they could need and allows me to set controls for them too. Reviewed on: 20th March 2025

It's give a quick service and solve dispute very fas...

5
It's give a quick service and solve dispute very fast instead if traditional banks. Reviewed on: 19th March 2025

Just a great app everything’s easy and quick and mos...

5
Just a great app everything’s easy and quick and mostly instant Reviewed on: 18th March 2025

I love my monzo, so easy to navigate

5
I love my monzo, so easy to navigate Reviewed on: 18th March 2025

excellent , good , very friendly , honest

5
excellent , very friendly , honest Reviewed on: 18th March 2025

The free under 16 account is brilliant.

5
The free under 16 account is brilliant. My two boys aged 10 and 13 use thier own accounts to save money My older boy was skipping school dinners .He is now using his monzo card to buy lunch every day .He had a slight eating disorder due to his medication.He is now on the way to eating properly . Both boys no use separate pots to split any spending money and save for holidays and anything else they want to buy . Great product and thanks for allowing us to be beta users.This product allows us to restrict max payments and online use as well .We can move money around for them and pay directly into their saving pots .Although we now allow the boys to choose where they put their money. Great start and introduction to banking and saving Only downside is no interest on their savings . Apart from that a brilliant service and account Thanks again Reviewed on: 18th March 2025

absolutely love the design and experience of the und...

5
absolutely love the design and experience of the under 16s cards for my daughters Reviewed on: 18th March 2025

Hands down the best bank.

5
The best bank, from the current account, flex card, children's accounts, everything is about usability and the customer experience. Top notch customer support as well. Hands down the best bank. Reviewed on: 18th March 2025

good products to help children learn financial educa...

5
good products to help children learn financial education adn form good habits for adulthood Reviewed on: 18th March 2025

Amazing bank.

5
Monzo is a great bank to use it even tells you how many transactions you have made in a certain shop and how much you spent in that shop in total etc it's great for keeping track of spendings too Reviewed on: 18th March 2025