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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.96 (521 reviews)

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4.96

Based on 521 reviews, last reviewed 21st Feb 2026

11000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

Excellent for my 15yr old. I use Monzo with my 15yr old. It great keeping track of what he’s spending and where whilst giving him independence. So easy to transfer money to his ... Read more Reviewed on: 21st February 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

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About this product

A free account for kids that keeps up as they grow up.

Awards

What is this award?

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (521)

Review of the Monzo, Under 16s account:

Best of the best

I have 3 under 16 accounts with 3 different cards. The kids love them. Easy to send and make payments. Connected to both mine & my husband to control and gifting links for the family. Reviewed on: 27th March 2025

Great banking

Easy to use banking, swapped from major high street bank to monzo, everything is set out great and easy to use. Reviewed on: 6th March 2025

Great for young people

It is a really user friendly account for young people. Reviewed on: 6th March 2025

Been with mozo for 3 years no problem

Been with mozo for 3 years no problem Reviewed on: 5th March 2025

Great customer services.

Great customer services. Great idea for under 16 Reviewed on: 3rd March 2025

Very happy fast with any problems you have easy tran...

Very happy fast with any problems you have easy transaction Reviewed on: 2nd March 2025

Easy to set up and use.

Easy to set up and use. Great tools to help a child understand good financial habits and planning Reviewed on: 1st March 2025

Easy to get card for under 16 and set up together wi...

Easy to get card for under 16 and set up together with main Monzo account. Nice flashy card too so child happy with look of the card Reviewed on: 26th February 2025

The way it's promoting a great service and easy to g...

The way it's promoting a great service and easy to get handle of it, I love using it on daily bases of my life, their social media isn't just professional but honored with humor I love reading their posts are the best on LinkedIn Reviewed on: 26th February 2025

Brilliant for the kids, they love that they have a c...

Brilliant for the kids, they love that they have a card to pay in there own Reviewed on: 22nd February 2025

Excellent service, customers friendly and always pro...

Excellent service, customers friendly and always proactive in meeting customers need Reviewed on: 22nd February 2025

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