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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.97 (812 reviews)

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4.97

Based on 812 reviews, last reviewed 7th Mar 2026

39800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

Life made easy Monzo under 16s account made tracking and fuelling my children spending easy. All in one package to be precise . Reviewed on: 7th March 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

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About this product

A free account for kids that keeps up as they grow up.

Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (812)

Review of the Monzo, Under 16s account:

Best bank I’ve been with, unlike the big banks when...

Best bank I’ve been with, unlike the big banks when I needed money they lent it to me and I could pay them back early Reviewed on: 13th March 2025

My 14 year old daughter finds the Monzo app really e...

My 14 year old daughter finds the Monzo app really easy to use and its has made her aware of money and savings. I can easily transfer money to her and monitor her spending. Really good product. Reviewed on: 9th February 2026

Amazing experience with Monzo.

Amazing experience with Monzo. The Under 16s account is a game changer. It's intuitive for my child and myself. Reviewed on: 6th February 2026

Really good best under 16 account

Really good Nice background Colour of the cards, sounds in the app, pots, emojis Reviewed on: 9th May 2025

Monzo under 16s is very restrictive and controlling...

Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old account which is restrictive and a 11-16 account where its exactly like an over 16 account with less limitations and they can do what a normal Monzo account can please do this Monzo Reviewed on: 4th May 2025

Quick to set up, easy to use, no fees. Perfect!

Set up my childrens account in about 10 minutes. Cards arrived in under 48 hours. No fee and we can all see there balances and manage their accounts. A great way to teach financial management whilst keeping some oversight! Reviewed on: 20th April 2025

Easy to use, always reliable

Easy to use, always able to chat to someone if needed. Sorts problems out fast with no fussing Reviewed on: 19th April 2025

So easy to use and great for using abroad

So easy to use and great for using abroad Reviewed on: 19th April 2025

Excellent rate when travelling abroad and very relia...

Excellent rate when travelling abroad and very reliable Reviewed on: 19th April 2025

Couldn’t be happier with Monzo much better than NatW...

Couldn’t be happier with Monzo much better than NatWest my previous bank! Reviewed on: 18th April 2025

Great option for kids to teach them about money

Great option for kids to teach them about money and responsibility for their own money. The set up process was very quick and easy and can be done at a time that suits you. Reviewed on: 18th April 2025

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