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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.89 (944 reviews)

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4.89

Based on 944 reviews, last reviewed 20th Apr 2026

205% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

A game changer for kids accounts The Monzo account for under 16’s has been a game changer. With no fees, a straightforward app and, most importantly, the ability to manage alongside m... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026

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About this product

A free account for kids that keeps up as they grow up.

Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (944)

Review of the Monzo, Under 16s account:

Simple, easy, fastest and free.

Simple, easy, fastest and free. The best banking I've ever used in the UK. Reviewed on: 9th February 2025

Fab for the kids and for me the app is easy to use a...

Fab for the kids and for me the app is easy to use and you have opportunities to invest and save Reviewed on: 20th March 2026

2 kids accounts opened same day, halifax wanted me t...

2 kids accounts opened same day, halifax wanted me to take them into branch during a school day and that was the only appointment they had for 3 months lol Reviewed on: 20th March 2026

Economical empowerment

Monzo has given my child an opportunity to manage his finances at an early age, and gives me as a parent real time update on when to support. I am a happy client Reviewed on: 20th March 2026

Was easy to set up and seamless

Was easy to set up and easy for both myself and daughter to track everything. Is early stages yet but everything has been seemless Reviewed on: 20th March 2026

Monzo is the best it’s excellent

Monzo is the best, Excellent service in transferring money. Can move money from my child account back to my account which other banks don’t have that service. Excellent customer service. My son is really enjoying using his Monzo account. All I can say is thank you Monzo you have really made banking for parents easy. Reviewed on: 20th March 2026

Helps my kids manage thier finances effectively with...

Helps my kids manage thier finances effectively with some interest incentives Reviewed on: 20th March 2026

Under 16 account with card & no fees

Under 16 account with card & no fees parents have control lWe love using Monzo and so does my child. They have their own fabulous, brightly coloured physical card as well as a virtual card and I’m notified instantly whenever it’s used. I originally set up Monzo for spending abroad on holidays and it’s fantastic the exchange rates are excellent. I also love that you can create different pots to organise your money easily. I even use it for receiving payments from selling platforms. It’s absolutely fabulous love it! Reviewed on: 20th March 2026

I was looking for a bank that would give me the free...

I was looking for a bank that would give me the freedom of doing a lot of things for my kids without having to pay money and monzo gave it to me Reviewed on: 20th March 2026

Customer focused and seamless support

Customer focused and seamless support Reviewed on: 20th March 2026

Very easy for children to use

Very easy for my son to use and easy for me to monitor his purchases Reviewed on: 20th March 2026

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