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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.95 (412 reviews)

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4.95

Based on 412 reviews, last reviewed 10th May 2025

61% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

4

!!!!!!!!!!!! !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! Reviewed on: 10th May 2025

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

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About this product

A free account for kids that keeps up as they grow up.

Monzo Under 16s account reviews (412)

Review of the Monzo, Under 16s account:

Amazing, flexible, puts you in control.

After spending decades with regular hight street banks switching to Monzo was like waking up on another planet. Everything is so much more flexible, amazing organizational capabilities, very good UI, customer chat that waits for you so you can swap messages with the advisor when you have time, just the whole package is amazing. Thank you Monzo, my whole family is with you including my 12 year old and we love it. Thank you for creating such an amazing platform. Reviewed on: 9th February 2025

Always helpful if its needed updating and upgrading...

Always helpful if its needed updating and upgrading there bank all the time Reviewed on: 22nd March 2025

Best bank ever use

Best bank ever use best option I have with mine bank Reviewed on: 21st March 2025

Fast and very good.

Fast and very good. Had a good experience with them Reviewed on: 20th March 2025

A fun, simple account for kids!

Monzo have made it simple and effective to set up a young person's account which is not only free, but offers complete parental oversight and allows children to be in charge of their own finances. With both parents added and child having access to their own monzo app designed for them, the experience is well rounded and accessible for all. Reviewed on: 20th March 2025

U16 account

I received an email regarding the U16 account and while I was interested in getting one for my kids, I expected it to be a pain to open with fees that didn't make it worthwhile. I was very wrong. Took a few clicks and my boys received their cards in a few days. Outstanding and at 7 and 10, they'll remember Monzo forever as their first "account". Excellent way to teach kids about money from an early age and with the app they can access, it gives them all they could need and allows me to set controls for them too. Reviewed on: 20th March 2025

It's give a quick service and solve dispute very fas...

It's give a quick service and solve dispute very fast instead if traditional banks. Reviewed on: 19th March 2025

Just a great app everything’s easy and quick and mos...

Just a great app everything’s easy and quick and mostly instant Reviewed on: 18th March 2025

I love my monzo, so easy to navigate

I love my monzo, so easy to navigate Reviewed on: 18th March 2025

excellent , good , very friendly , honest

excellent , very friendly , honest Reviewed on: 18th March 2025

The free under 16 account is brilliant.

The free under 16 account is brilliant. My two boys aged 10 and 13 use thier own accounts to save money My older boy was skipping school dinners .He is now using his monzo card to buy lunch every day .He had a slight eating disorder due to his medication.He is now on the way to eating properly . Both boys no use separate pots to split any spending money and save for holidays and anything else they want to buy . Great product and thanks for allowing us to be beta users.This product allows us to restrict max payments and online use as well .We can move money around for them and pay directly into their saving pots .Although we now allow the boys to choose where they put their money. Great start and introduction to banking and saving Only downside is no interest on their savings . Apart from that a brilliant service and account Thanks again Reviewed on: 18th March 2025

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