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Monzo: Under 16s account reviews

4.97
Based on 829 reviews, last reviewed 9th Mar 2026
41500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
99%
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1%
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0%
2 star
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0%

Latest highest rating:

5

Very easy to set up an under 16’s account and link t... Very easy to set up an under 16’s account and link to my current account. Gives great flexibility for me and my child. Encourages her to save and mana... Read more Reviewed on: 9th March 2026
Victoria H's avatar
Victoria H

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025
Matthew's avatar
Matthew

About this product

A free account for kids that keeps up as they grow up.

Monzo Under 16s account reviews (829)

Review of the Monzo, Under 16s account:

Best bank I’ve been with, unlike the big banks when...

5
Best bank I’ve been with, unlike the big banks when I needed money they lent it to me and I could pay them back early Reviewed on: 13th March 2025

Quick at resolving problems excellent customer service

5
Quick at resolving problems excellent customer service Reviewed on: 10th February 2025

Easy to use.

5
Easy to use. Live accounts of what's happening whilst my child is out and about. Always a good experience when banking with Monzo Reviewed on: 10th February 2025

Over 30 years financial confusion ended with pots

5
I am neurodivergent and the way that Monzo pots have helped me gain control of my money after 30+ years of struggling is unbelievable. I pay my bills on time and I can manage my money with ease. A simple digital change and made my life so much better Reviewed on: 10th February 2025

So gar so good.

5
So gar so good. My son and I (as a parent) are happy with this excellent service. Reviewed on: 10th February 2025

It is a serious bank, and I trust it

5
It is a serious bank, and I trust it Reviewed on: 10th February 2025

Wholeheartedly recommend, it just works.

5
Brilliant accessibility team, son is making progress with making good choices with money, quick, simple and streamlined Reviewed on: 10th February 2025

Excellent

5
Excellent technology that makes interaction works excellently. Able to work around the interface perfectly I can use it whilest abroad and able to share the link on the app for payments. Infact I was surprised how easy it was to get the children to work well with this app. Reviewed on: 10th February 2025

Kids love it

5
It's so easy to use. If you have any problems they always there to help Reviewed on: 10th February 2025

Monzo is the best back I have ever used!

5
Monzo is the best back I have ever used!!! Reviewed on: 10th February 2025

Best bank

5
Since i open monzo i never had problem always easy everytime i had problems they fix in few hours so i yold all friends and family to open this bank Reviewed on: 10th February 2025

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