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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.97 (829 reviews)

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4.97

Based on 829 reviews, last reviewed 9th Mar 2026

41500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

Very easy to set up an under 16’s account and link t... Very easy to set up an under 16’s account and link to my current account. Gives great flexibility for me and my child. Encourages her to save and mana... Read more Reviewed on: 9th March 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

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About this product

A free account for kids that keeps up as they grow up.

Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (829)

Review of the Monzo, Under 16s account:

Easy to use, always reliable

Easy to use, always able to chat to someone if needed. Sorts problems out fast with no fussing Reviewed on: 19th April 2025

My son loves his card it gives him his own independe...

My son loves his card it gives him his own independence. I like how it’s on my app so I can see what he’s spending etc Reviewed on: 10th February 2025

Excellent

It really helped my girls to learn to budget money. Reviewed on: 10th February 2025

intuitive and progressive banking

Has all features it’s intuitive banking and progressive with options to save and invest Reviewed on: 9th February 2025

Customer protection

Monzo helped to recover my money from scammers Reviewed on: 9th February 2025

Monzo for the whole family’s needs!

Used Monzo for 6 years and they have met my every need so far. I signed up for premium and it’s very good value for money. Both my kids now have Monzo cards and so does my partner. I love the day early salary too: Reviewed on: 9th February 2025

Fab app and bank - never had any issues

Fab app and bank - never had any issues Reviewed on: 9th February 2025

Never a problem.

Never a problem. Always helpful. Easy to use. Reviewed on: 9th February 2025

Excellent bank

Such an easy bank to use very friendly staff who answer quickly via Live chat Reviewed on: 9th February 2025

Brilliant addition to an excellent banking setup.

Brilliant addition to an excellent banking setup. Something we've been waiting for to tag my kids on, with Monzo its really easy to learn better money management so it's exciting to get the kids on board early. Reviewed on: 9th February 2025

The peoples' bank

Life throws us curveballs and Monzo are just more understanding of this and aren't looking for a quick Penny (or pounds). Also, they are really helping me to build some healthy financial habits. Reviewed on: 9th February 2025

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