Smart Money People Logo

Monzo: Under 16s account reviews

4.97
Based on 829 reviews, last reviewed 9th Mar 2026
41500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
99%
See only 4 star reviews
1%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to set up an under 16’s account and link t... Very easy to set up an under 16’s account and link to my current account. Gives great flexibility for me and my child. Encourages her to save and mana... Read more Reviewed on: 9th March 2026
Victoria H's avatar
Victoria H

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025
Matthew's avatar
Matthew

About this product

A free account for kids that keeps up as they grow up.

Monzo Under 16s account reviews (829)

Review of the Monzo, Under 16s account:

Easy to use, always reliable

5
Easy to use, always able to chat to someone if needed. Sorts problems out fast with no fussing Reviewed on: 19th April 2025

Monzo Bank

5
When I joined Monzo it was easy and I did not have any issues Reviewed on: 9th February 2025

Easy to navigate and excellent service

5
Easy to navigate and excellent service Reviewed on: 9th February 2025

Happy customer

5
The introduction of the under 16 card has been a great help for me cos I can easily transfer money to my son’s account to do some groceries I got to buy when I go for shopping or when we run of any Reviewed on: 9th February 2025

Great customer service with no issues whatsoever.

5
Great customer service with no issues whatsoever. Any issues I have had have been sorted out with no quibbles and resolved quickly Reviewed on: 9th February 2025

So easy to use with so many different options tk sav...

5
So easy to use with so many different options tk save snd invest Reviewed on: 9th February 2025

Monzo under 16s account is the Best.

5
I have the two under 16 accounts for my two girls and we are all in love with it. It is easy to create, to add money and I can monitor their expenses. It is safe for them since they add to their wallet. No report of stolen or missing money. The most interesting thing is that my girl has created a pot where she now practices saving the little she gets. Reviewed on: 9th February 2025

Easy management and organisation of my own money and...

5
Easy management and organisation of my own money and payments. I agree that the benefits that comes with the max are worth every penny Reviewed on: 9th February 2025

Great app I can track spending and set limits the ki...

5
Great app I can track spending and set limits the kids have fun saving and using their cards Reviewed on: 9th February 2025

Amplia cobertura

5
Es muy buena tiene muchas opciones a tarjetad Reviewed on: 9th February 2025

It has been smooth experience banking with monzo

5
It has been smooth experience banking with monzo Reviewed on: 9th February 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 6 reviews
    Monzo
  • Savings

    from Monzo 4.97 from 233 reviews
    Monzo
  • Flex Purchase credit card

    from Monzo 4.97 from 3055 reviews
    Monzo
    View all products