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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18391 reviews)

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4.93

Based on 18,391 reviews, last reviewed 10th Mar 2026

38267% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy to use, see what you have to budget and save. Easy to use, see what you have to budget and save. Love the pots they are so useful. Reviewed on: 10th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18391)

Review of the Monzo, Current account:

Showing the big guys how it should be done

It is so much easier to keep track of spending. Great for joint accounts too. Reviewed on: 10th March 2021

Had an account with monzo for a few months and it wa...

Had an account with monzo for a few months and it was the best decision I ever made Reviewed on: 9th February 2026

Monzo is so easy to use and helps me with saving bec...

Monzo is so easy to use and helps me with saving because you can easily allocate money into savings pots! It’s so much easier to send money to friends and family that other bank accounts. Reviewed on: 9th February 2026

Love Monzo plus so meant good deals

Love Monzo plus so meant good deals Reviewed on: 9th February 2026

Great card.

Great card. Love using it abroad as you get instant best rates Reviewed on: 9th February 2026

When I had a problem with my bank the customer servi...

When I had a problem with my bank the customer service team were straight on it and got it sorted within 20 mins amazing customer service Reviewed on: 9th February 2026

I have banked for 3 years and in that time I have fo...

I have banked for 3 years and in that time I have found monzo to be helpful intuitive and forward thinking Reviewed on: 9th February 2026

Best application

I’ve been using Monzo for a while now and honestly, it’s one of the best banking experiences I’ve ever had. The app is super easy to use, everything is clear, and you always know exactly where your money is going. Instant notifications, spending insights, budgeting tools, and card controls make managing money stress-free. I especially love how fast transfers are and how quickly customer support responds whenever you need help. Monzo really feels like a bank built for real people, not just numbers. Highly recommended to anyone looking for a modern, reliable, and transparent bank in the UK. Reviewed on: 9th February 2026

Best bank I’ve ever had

Easy to use, great security measures, responsive customer service Reviewed on: 9th February 2026

Great app to use

Very easy app to use. Any contact I have had has always been excellent and very helpful. Reviewed on: 9th February 2026

best experience so far.

I’ve had the best experience so far. They provide all the pecks needed and provide satisfactory service/support whenever I call the support team for an issue. Reviewed on: 9th February 2026

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