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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19409 reviews)

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4.85

Based on 19,408 reviews, last reviewed 7th Jun 2026

15% decrease in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Fab app, easy to use and manage finances The app is so easy to use, makes everything visible in one place and makes organising your finances a breeze Reviewed on: 4th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19409)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Best and most accommodating

Love Monzo it’s a great bank, very user friendly and easy to navigate Reviewed on: 25th February 2023

Best bank

I use Monzo since I came to the UK and I think I've made the best choice. Reviewed on: 25th February 2023

A must have

Unbelievably easy to use, I find using pots works for me Reviewed on: 25th February 2023

Outstanding

Love the fact I can get paid early! Simplistic banking Reviewed on: 25th February 2023

Monzo the Great

Love Monzo - so easy to keep an eye on my finances - instant notifications of each transaction. Reviewed on: 25th February 2023

Good

Very nice zzzzzzzzzzzzzxzzzddddxzzxx Reviewed on: 25th February 2023

Great service

Easy to use great rates of interest Reviewed on: 25th February 2023

Easy and innovative!

Never had a complaint about Monzo. Everything is easy to use. They are very innovative too, from pots to round up. Love my Monzo account! Reviewed on: 25th February 2023

Everything Ive always wanted a bank to be

Can’t say more than a title. Makes using a bank simple, which is how I like it! Reviewed on: 25th February 2023

Best bank - really good app

I never had any issues to this bank. The app is very good. Reviewed on: 25th February 2023

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