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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19409 reviews)

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4.85

Based on 19,409 reviews, last reviewed 9th Jun 2026

15% decrease in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

4

Great as a seperate savings account Using Monzo as a separate savings account from my current account with another well known high street bank. Monzo allows you to create pots which are ... Read more Reviewed on: 9th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19409)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Excellent service

I know my finances are safe with monzo Reviewed on: 25th February 2023

Does the job

User friendly, great exchange rates Reviewed on: 25th February 2023

Awesome

Great experience in most of transaction and availability of staff to assist when needed promptly. Reviewed on: 25th February 2023

Best bank for international students

Monzo assisted me to integrate with United Kingdom system by opening an online account for me and quick delivery of my card. It was easier for me to move around in search of jobs and rent my apartment. Life was miserable without a bank account or a bank card. Thank you Monzo for the supportive overdraft and flexit Reviewed on: 25th February 2023

Great account

Am very happy with my Monzo account. My first online banking experience. So easy to use and great being able to see where my money is going. Reviewed on: 25th February 2023

Great bank to do business with!

Since joining, I have found the whole experience very pleasant, straight forward and informational. Everything I need from a bank. I believe they are transforming the way banks operate and are clearly forward thinking. 11/10 from me. Reviewed on: 25th February 2023

Very good bank

Excellent service I’m very happy on my monzo bank Reviewed on: 25th February 2023

Best bank ever

Fast transaction and easy to use Reviewed on: 25th February 2023

Best bank uk

Monzo make everything simple for you to use their bank Reviewed on: 25th February 2023

A great account.

Simple to use, can do all that you need on your phone. Reviewed on: 25th February 2023

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