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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18389 reviews)

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4.93

Based on 18,389 reviews, last reviewed 9th Mar 2026

38200% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

changed my relationship with money... game changer, changed my relationship with money - made it healthy & saved my life x Reviewed on: 9th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18389)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Easy to set up, free holiday and phone insurance and...

Easy to set up, free holiday and phone insurance and breakdown cover on Monzo Max, and refer a friend has put free money in my account, lots of cashback offers too Reviewed on: 9th February 2026

Amazing Customer Service and Quick TAT

I had an issue with Fraud. Raise the issue within the App. Customer service is very helpful and quick. I got the card replacement the next day! How amazing that is. Reviewed on: 9th February 2026

A great bank who make it easy to handle finances and...

A great bank who make it easy to handle finances and reward you for being a part of their bank. Reviewed on: 9th February 2026

Day are amazing great customer service always keepin...

Day are amazing great customer service always keeping your security of your account and helping when this problems I just can’t fault. Great, bank great app. Reviewed on: 9th February 2026

My monzo review

Monzo provides great customer service as well as being feature packed yet simple to use, furthermore monzo provides great perks for whomever subscribes to there perks Reviewed on: 9th February 2026

Monzo are the best!

Great service, makes it much easier to manage my money and to budget. Lots of information and helpful hints & tips. Monzo app interface is great on iPhone. Reviewed on: 9th February 2026

Best decision ever made migrating to Monzo

I decided to move over my existing current account to Monzo as I’d used it as a cash card for a few years. I was looking to reduce my carbon footprint, I decided to just go to Monzo to keep things in one place. Opened a joint account to on it with my partner. Best decision I’ve ever made. The features and money saving tools are so innovative and I feel like it’s making managing my money so much easier than my previous bank. I could not recommend them enough. Reviewed on: 9th February 2026

Great banking app and so simple to use.

Great banking app and so simple to use. Credit card using flex account is also amazing and offer a great 3 payments repayment style and the perks through Monzo plus are amazing Reviewed on: 9th February 2026

I love using monzo

I love using monzo, it’s such an easy and useful service as a bank. Being able to easy request and sent money between friends and have a split if we’re on holiday. It’s just perfect for what I need. Reviewed on: 9th February 2026

Fantastic, brill service and very easy to use!

Fantastic, brill service and very easy to use! Would happily recommend monzo to anyone. The cashback and investments are great features too Reviewed on: 9th February 2026

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