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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19409 reviews)

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4.85

Based on 19,408 reviews, last reviewed 9th Jun 2026

15% decrease in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

4

Great as a seperate savings account Using Monzo as a separate savings account from my current account with another well known high street bank. Monzo allows you to create pots which are ... Read more Reviewed on: 9th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19408)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Far better than any bank on the highstreet!

Not only is the online support really good, it's easy to use and almost instantaneous! Who also doesn't like their wages at 4pm the day before?! Wouldn't look back now! Recommend to everyone! Reviewed on: 24th February 2023

Really accessible

Monzo is fantastic, so easy to use and you can manage your budget by having "pots" to Squirrel away your money for particular projects. Much better than having several bank accounts Reviewed on: 24th February 2023

Great bank & app

I find Monzo’s banking app very easy to use, all the features I use work perfectly and I can’t fault one aspect of the experience. Reviewed on: 24th February 2023

Awesome

Easy way to transfer to anyone thanks Reviewed on: 24th February 2023

Monzo is the best bank because it made life convenient for example I can arrange an overdraft and pay it straight away. There is so much freedom banking with Monzo.

My experience with Monzo is awesome. Reviewed on: 24th February 2023

Helpful

This bank is very helpful It gave me very affordable offers Reviewed on: 24th February 2023

Amazing!

Monzo has so many amazing functions to help keep track of your spending, saving and sending money easily Reviewed on: 24th February 2023

Family wide banking

My whole family use monzo, it's just easy Reviewed on: 24th February 2023

Best bank

Best and reliable bank, easy to operate and secured Reviewed on: 24th February 2023

Brilliant bank, no bank charges and so easy to use the app

I think that Monzo is among one of the best banks that I have used. Coming from South Africa it os like a breath of fresh air Reviewed on: 24th February 2023

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