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Monzo: Current account reviews

4.85
Based on 19,416 reviews, last reviewed 11th Jun 2026
54% decrease in 5 star reviews
in the past 90 days
63% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Star Bank Monzo credit card is good value because it allows me to spread my repayment for 3 months interest free. They also have several pots for savings and wi... Read more Reviewed on: 11th June 2026
Franklin C's avatar
Franklin C

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current account reviews (19416)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

5
Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Fabulous

5
I love my Monzo account. I can save money in individual pots of my choosing. It's so easy to move money around. Best account I've ever opened. Reviewed on: 24th February 2023

Excellent

5
I've have good service and very happy. Reviewed on: 24th February 2023

Hassle-free comprehensive family banking

5
I'm love Monzo thrifty saving methodology; perfect for all ages. Reviewed on: 24th February 2023

Gg

5
Very good bank lots of flexible options Reviewed on: 24th February 2023

Excellent Banking

5
Simple and easy banking I always recommend Monzo. Reviewed on: 24th February 2023

Best no hidden charges

5
Great bank easy to use helpful and very straightforward no hidden fees. Reviewed on: 24th February 2023

it's a very good bank

5
They made everything easy to access and service is very good Reviewed on: 24th February 2023

Excellent Bank

5
Brilliant Bank , great bank, quick , easy, always on point Reviewed on: 24th February 2023

Treats customers fair

5
Monzo has helped me on numerous occasions. The customer service is friendly and efficient. I have had a better experience with Monzo than with any high street bank. Reviewed on: 24th February 2023

Easy banking

5
I would recommend Monzo everyone. Reviewed on: 24th February 2023

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