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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18389 reviews)

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4.93

Based on 18,389 reviews, last reviewed 9th Mar 2026

38200% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

changed my relationship with money... game changer, changed my relationship with money - made it healthy & saved my life x Reviewed on: 9th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18389)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Great Service

Is really good, actually the app is super friendly to use. The only time I had a problem, they solve it immediately. it's been a great user experience for now. Reviewed on: 9th February 2026

Brilliant service

Brilliant service and value for money Reviewed on: 9th February 2026

Excellent in all ways.

Excellent in all ways. Pots, virtual cards, cashback, savings, double payday, billsback and most important of all, friendly and courteous customer service. Reviewed on: 9th February 2026

Practical, Member Benefits, Great App

I love the pots and how I can organise my money. I’m also subscribed to Monzo Max, the highest tier membership package, which provides free railcard, discounted lounge access at the airport, credit score insights, phone-travel insurance and much more. All of those have been great features. I love how practical all features are on the app. Reviewed on: 9th February 2026

Best bank around, couldn’t be happier with the servi...

Best bank around, couldn’t be happier with the services Reviewed on: 9th February 2026

Monzo is very easy to use! Love it

Monzo is very easy to use, and I love being able to see what I’m spending and where in such a clear layout. Monzo is great to use abroad as well, both for paying by card and taking out cash. Being able to split payments, or send payment request links makes this the obvious choice when out with friends. Highly recommend using Monzo! Reviewed on: 9th February 2026

Monzo is very easy to use

Monzo is very easy to use, it offers a huge variety of services. The services on offer are easy to understand and there is good information to help inform decisions. Reviewed on: 9th February 2026

User friendly!

Always find Monzo helpful and such a user friendly experience on the app. Reviewed on: 9th February 2026

Easy and informative!

The Monzo App is very easy to use and you can tell Monzo is really trying to explain things as simple as possible. I am usually clueless with money but through Monzo I understand better about savings and other things. I love the little perks such as cash backs as well. Reviewed on: 9th February 2026

Pots are great

Love the pots to allow me to put money into different ones for bills and events. Also love doing the 1p saving initiative from my current account. it’s great that you can get info about direct debits coming up on your account to remind you to have money and in some cases money going in your account your account from salary can be put in to your account the day before. Reviewed on: 9th February 2026

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