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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18391 reviews)

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4.93

Based on 18,391 reviews, last reviewed 10th Mar 2026

38267% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy to use, see what you have to budget and save. Easy to use, see what you have to budget and save. Love the pots they are so useful. Reviewed on: 10th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18391)

Review of the Monzo, Current account:

Im very happy with my bank account as i got a lot of opportunities and the colors of the cards are looking very well

Im very happy with my bank account as i got a lot opportunities Reviewed on: 3rd March 2022

Monzo just makes everything so easy

Monzo just makes everything so easy, I can track my spending, divide it up, the interface is clear, user friendly and makes such a difference when you are busy and need a quick overview of things Reviewed on: 9th February 2026

Amazing bank that works for you

Amazing bank. Plenty of benefits to the monthly fee. Really helps me manage my money Reviewed on: 9th February 2026

Great Service

Is really good, actually the app is super friendly to use. The only time I had a problem, they solve it immediately. it's been a great user experience for now. Reviewed on: 9th February 2026

Brilliant service

Brilliant service and value for money Reviewed on: 9th February 2026

Excellent in all ways.

Excellent in all ways. Pots, virtual cards, cashback, savings, double payday, billsback and most important of all, friendly and courteous customer service. Reviewed on: 9th February 2026

Practical, Member Benefits, Great App

I love the pots and how I can organise my money. I’m also subscribed to Monzo Max, the highest tier membership package, which provides free railcard, discounted lounge access at the airport, credit score insights, phone-travel insurance and much more. All of those have been great features. I love how practical all features are on the app. Reviewed on: 9th February 2026

Best bank around, couldn’t be happier with the servi...

Best bank around, couldn’t be happier with the services Reviewed on: 9th February 2026

Monzo is very easy to use! Love it

Monzo is very easy to use, and I love being able to see what I’m spending and where in such a clear layout. Monzo is great to use abroad as well, both for paying by card and taking out cash. Being able to split payments, or send payment request links makes this the obvious choice when out with friends. Highly recommend using Monzo! Reviewed on: 9th February 2026

Monzo is very easy to use

Monzo is very easy to use, it offers a huge variety of services. The services on offer are easy to understand and there is good information to help inform decisions. Reviewed on: 9th February 2026

User friendly!

Always find Monzo helpful and such a user friendly experience on the app. Reviewed on: 9th February 2026

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