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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

58% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Monzo is always the best

It’s the best app by far. It’s not only secure, but also easy to use. I love getting notifications for my transactions. It categorises my payments so I can better understand my spending. It’s honestly the best Reviewed on: 18th February 2023

Easy and reliable

Everything is doable on the app with ease Reviewed on: 17th February 2023

Super easy and reliable

Well designed app, expansive suite of features. Amazing customer service Reviewed on: 17th February 2023

used to be good, now lacking!

With the introduction of banks such as Chase, offering really competitive interest rates and rewards - Monzo has now lost its shine. I prefer the Monzo app, over the likes of Chase - but its product is now lacking!! Reviewed on: 17th February 2023

Just keeps getting better

The great thing about Monzo is that it's always evolving to give you more tools to manage your money, whereas traditional banks still lag far behind. It has made managing my money so much easier. I rarely have any issues but when I do, Customer service has been excellent. It really is in another league. Reviewed on: 17th February 2023

Easy, effortless banking

Monzo revolutionised banking. They made it so simple to transfer money Reviewed on: 17th February 2023

Best bank ever

Best bank ever!!! Who'd have thought a bank could make my life easier when it comes to finance!? Reviewed on: 17th February 2023

Wish I'd used them sooner

The best bank account ever! The app is so simple to use and u can get paid a day early Reviewed on: 16th February 2023

Frictionless banking as it should be

I can track any and every metric I need to. How much I’ve spent, how much I’ve got left to spend and how my spending compares with last year. Reviewed on: 16th February 2023

Brilliant

Monzo is the only bank I know people get excited to talk about. That’s special. Reviewed on: 16th February 2023

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