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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

59% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Monzo is absolutely ace.

Since signing up for Monzo I've never looked back. The app is slick, it's so easy to get support in-app, and I have so much better control over every aspect of my money. They continue to deliver great new features; in fact, with the new Flex card I won't need my legacy bank at all anymore. Monzo keep delivering! Reviewed on: 16th February 2023

Quick, easy and convenient

Great bank, quirky features, convenient, quick customer service Reviewed on: 16th February 2023

Best bank ever

I love everything about Monzo. Especially splitting bills and requesting payments. Reviewed on: 16th February 2023

Great modern bank

Bank that actually puts the customer and innovation first Reviewed on: 16th February 2023

Excellent

Great account features and customer service Reviewed on: 16th February 2023

decent

good product - would recommend to mates Reviewed on: 16th February 2023

Easy peasy to use. Exactly what a bank account should be.

Used it abroad recently with great rates and customer service. Reviewed on: 16th February 2023

They continue to deliver on new exciting features

Despite growing and maturing as a company, Monzo continues to innovate in the space with new current account features and design. They also standout for their customer service and PR. I rave about monzo to those who will listen and when they inevitably switch over, they’re happier than wherever they were before. Every time. Reviewed on: 16th February 2023

Brilliant App and very User Friendly

Very easy to use. Great for budgeting, and organising finances using the pots too! Reviewed on: 16th February 2023

Great bank

Has made banking feel more of an experience than a chore Reviewed on: 16th February 2023

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