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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

61% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Makes life simple and easy

After high street banking for years. Monzo is a breath of fresh air. They simplify everything making it so easy to manage and track your spending. Speaking to the right people is quick and easy without the faff. Reviewed on: 8th February 2023

Best bank account

Best bank account I have ever used. Reviewed on: 8th February 2023

Amazing Monzo

Everything from opening my account , running it , Monzo make it easy banking , great App and regular updates. I just love Monzo. Reviewed on: 8th February 2023

Best bank

Pots, loans and round ups. Very good service. Waiting for Monzo mortgages. Reviewed on: 8th February 2023

Amazing

Best current account out there, would highly recommend Reviewed on: 8th February 2023

Amazing bank

Very helpful and modern bank with very good budgeting features Reviewed on: 8th February 2023

Reliable, fast and futuristic

It’s the best bank account I’ve ever opened, and the only one I use day-to-day. In 3 years I’ve only had to contact them twice and received great customer service within minutes. Highly recommended Reviewed on: 8th February 2023

Fabulous and easy!

Such a light-hearted and impressive means to banking. A breath of fresh air in this day and age. Reviewed on: 8th February 2023

What a great service!

When I first joined Monzo it was for the bight orange card! Little did I know that a few years later I've signed up for the Metal card and upped my account! It's so easy, everything is in the app and the service is just next level. Create virtual cards, loans, overdrafts all simple and fantastic to use. I'd give it 10 stars if I could! Reviewed on: 8th February 2023

Best

Love it! Using it everyday! This has been my main account for a long time. Reviewed on: 8th February 2023

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