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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

61% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Instant banking

Banking transactions always up to date Reviewed on: 31st January 2023

Great

has easy to use interface and very modern with the most loveliest people Reviewed on: 31st January 2023

Customer for 6 years

Using as my main current account for many years. Never had any issues. Great customer service Reviewed on: 31st January 2023

Great saving tools

Monzo is a big help with their saving pots I’ve managed to save a lot more with Monzo than a standard saving account. Would highly recommend Reviewed on: 30th January 2023

Great app based banking

The app is really easy to use and it's easy to see your categorised spending. The pots are a good feature too, for making budgets. Reviewed on: 30th January 2023

Monzo is such a great Bank when using it in the UK and Abroad!

I have been using Monzo for the last 5 years and it is the best Banking App there is. Great user experience and functionality for managing all my banking products. Reviewed on: 30th January 2023

Banking made easy

Gives me everything I need and the pots are great! Reviewed on: 26th January 2023

Handy

Using as a bill paying account. Not happy that my added Revolut Euro and USD accounts do not show its Trends, only GBP ones. Did report it, but looks like no one cares. Apart of that, strong 4* feedback is earned by them. Also, crypto friendly, so using to top up my crypto portfolio on CoinBase Reviewed on: 26th January 2023

Amazing, Fast, Convenient

I have never had an issue with Monzo, every service I have used with them has been easy as a few taps. I have invited many people on board as I do believe they are the best bank ever. Reviewed on: 26th January 2023

Great bank

Love Monzo great bank nice features Reviewed on: 26th January 2023

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