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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

61% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Best Bank in the world

Monzo is the best! They are so friendly and innovative, I love how they've helped me change my financial life for the better. Reviewed on: 26th January 2023

Digital banking as it should be

Been with Monzo since the early betas. They continue to grow and develop taking feedback from the community. Banking as it should be Reviewed on: 25th January 2023

Not up to scratch

Find their app clunky and the customer service leaves a lot to be desired Reviewed on: 25th January 2023

Monzo

My friends want me to shut up but I keep going on about how amazing Monzo is Reviewed on: 24th January 2023

Financial fitness for all!

The best of toon out there for understanding and gaining control of your money Reviewed on: 24th January 2023

Super bank not on government handouts

Want to back with a bank that doesn’t need government handouts or handing out dubious Covid loans? Then bank with Monzo Reviewed on: 24th January 2023

A completely broken Bank not fit for purpose on iOS.

The app hasn’t worked at all to almost a year. Crashes every time I try to launch it, which makes banking with Monzo impossible. Look elsewhere if you want a bank that actually works. Customer support is either nonexistent, unresponsive, or if they do get back to you, completely unhelpful. Reviewed on: 24th January 2023

No dramas

No fuss and easy to use. Throughly recommend Reviewed on: 24th January 2023

Best bank ever

Monzo has changed the way i manage my finances for the better. Their app, approach, and culture are a large sigh of relief. Reviewed on: 24th January 2023

Best Bank I've Used

I've tried over the years NatWest, RBS, Lloyds, Santander, HSBC, First Direct (which is pretty great) & Nationwide. Monzo beats them all with by a long distance. It's app, customer service is fantastic - it's amount of products ever growing. Reviewed on: 24th January 2023

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