Write a review

Newsletter

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

View other Monzo products

4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

61% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews See your review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

The best bank!

The best bank with the best app. Reviewed on: 24th January 2023

Was once great

Loved this bank for a few years, but sadly they have gone in the wrong direction. Hiding basic features behind a pay wall Reviewed on: 24th January 2023

A life-changing banking experience for someone with ADHD

As someone with ADHD, managing my money is difficult particularly when it comes to impulsivity. Using many of the great features of Monzo such as pots, virtual cards, salary sorting and direct debits from pots I'm able to ensure my outgoings are consistently paid, and budget and save over time towards 'rainy day funds' and funds to cover gifts for others. I genuinely cannot reiterate how much Monzo has helped me reach the financial position I am in today, without it i would be lost Reviewed on: 24th January 2023

Convenient

I love being able to do everything online, plus Mobzobhave one of the best savings account rates, as well as not charging extra for using your card abroad! Reviewed on: 20th January 2023

amazing bank I have just no words

Amazing Bank. awsome app very fast Reviewed on: 20th January 2023

Amazing

Best customer service. Modern. Innovative Reviewed on: 19th January 2023

Excellent way to bank

Brilliant customer service, a bank in my view changes the way I bank for better Reviewed on: 19th January 2023

Great service

They offer products and services that my other Banks do not and I can’t rate them highly enough Reviewed on: 19th January 2023

Monzo rulez!!!

Great banking experience form very first day I started with Monzo. Reviewed on: 19th January 2023

Easy, Smart, Efficient

Monzo has been easy to use from day one, from sending money, splitting bills and arranging my finances - it has never let me down! Reviewed on: 19th January 2023

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Student Account
from permanent tsb 0.00 from 0 reviews
Student Additions Account
from Barclays 4.38 from 92 reviews
Current account
from Hampden Bank 4.23 from 5 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3183 reviews
Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.85 from 1138 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub