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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

61% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

nice bank

easy to use. online. all ok. Reviewed on: 19th January 2023

Most modern bank in the UK

I switched to Monzo in 2020 to try it and made it my main current account since then! It is a modern bank that gives you instant notifications that lets you keep up to date with your spending which is really useful. Their app is top quality. Reviewed on: 19th January 2023

Great Bank! Main account for 3 years

Monzo has been an amazing bank, I love all of its features and how transparent they are. Being able to see transactions so quickly after purchases makes life a lot easier and I love being able to get my wage slightly earlier ! Reviewed on: 18th January 2023

Easy simple banking

Monzo is so convenient, its easy to see and access your finances and the information available is only what you need so you never feel overwhelmed or spend ages searching for a function. Splitting bills and requesting money from others is super easy. Their customer service has been speedy and more than satisfactory when required. Reviewed on: 18th January 2023

Best user experience in banking

I've never looked back since joining Monzo. It's an absolute delight to use & I hope that other banks can take lesson in their user interface. Reviewed on: 17th January 2023

all my banking on a single app

Monzo just gets better and better with new features and improvements and has never let me down so very reliable unlike stories I have heard about other banking apps. Reviewed on: 16th January 2023

Best bank account I have used.

Monzo is by far the best bank I have used the staff are even friendly and helpful. Reviewed on: 15th January 2023

Great On-Line Bank

Flexible, easy to use app just as an on line bank should be!!! Reviewed on: 14th January 2023

Banking to compliment a busy lifestyle

I was a little dubious of moving away from the traditional established bricks and mortar banks but I am very glad that I did. I have never been so in control with my finances. The app is fantastic for managing and tracking your spend and the pots that enable you to spend without thinking about it by setting round ups on your transactions, you can lock pots until your chosen date so brill for people who struggle to save. The customer support is excellent and the £15 a month premium product comes with an indestructible titanium card so good for the environment and includes things you will use like phone and travel insurance. Oh and did I mention they pay you a day early, you can access any BACs payments due in to your account the working day before the funds are due to credit. Very happy customer. Reviewed on: 14th January 2023

Changed my financial life

Joined Monzo years ago, now a premium customer and enjoy the actually useful benefits. The tools available such as pots and virtual cards have helped me to improve my personal finances no end. Will never use a traditional bank again Reviewed on: 14th January 2023

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