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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

61% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Great app

Great app and fast customer service Reviewed on: 20th September 2022

Monzo is the best banking app

Monzo is simply brilliant and you can use it abroad easily. I managed to sort out an account super quickly before holiday and would definitely recommend it for travelling. Also provides the conversions with a notification and easy to see what you’re spending money and keep track. Reviewed on: 16th August 2022

Best online banking experience

Monzo is really easy to use with the peace of mind to k iw my money is in safe hands Reviewed on: 15th August 2022

Everything a bank should be

Incredibly easy to use, intuitive, innovative in new products and services. Reviewed on: 13th August 2022

Easy banking

Monzo is an easy banking solution everyone should have. Being able to fully manage everything from the comfort of your chair using just your phone makes banking not only easy but also enjoyable. The new features of Monzo are also a bonus such as Flex and Trends Reviewed on: 12th August 2022

Easy

Very easy to use like the pots gif splitting money Reviewed on: 12th August 2022

Good but not impressed

Great company overall, easy to budget tools and freindly service, when they can help you! Reviewed on: 3rd August 2022

Why isn't all banking like this?

Easy to sign u for. Easy to set up. Easy to use. And they believe you! I'm new in the UK, but have extensive experience with banks and financial institutions. Monzo is one of the easiest I have ever used in my 60-odd years on this earth. It is my preferred bank, and it just works. It is cost-effective. And the couple of times I needed assistance it come promptly. What more do you want? Reviewed on: 1st August 2022

Easy to deal with online bank.

Easy to deal with online bank. Useful budgeting functions on the app that help me manage my money. Reviewed on: 31st July 2022

Very convenient, instant transaction history

It's great being able to see all your transactions immediately and not have to guess about pending ones for a few days like traditional banks, although some do seem to be catching up with that functionality now. The ability to receive pending payments the evening before they clear can be super useful too. Reviewed on: 29th July 2022

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