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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

61% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Best bank ever

Early pay day always come so good. Especially when 5 week pay Reviewed on: 22nd July 2022

Fantastic and efficient

Monzo is reliable fast efficient and no nonsense, I was initially concerned about dealing with a bank that had no branches should anything go wrong but I have had three occasions to seek support and it was instant! No nonsense no fuss straight to the point assistance that considers my needs I highly recommend Reviewed on: 22nd July 2022

Simple

Simplicity of the app and access to service when required Reviewed on: 20th July 2022

Great features

That help you manage your money smarter and better than the big banks. Go Monzo! Reviewed on: 20th July 2022

Great Features

I have been a loyal customer of this bank, for several years. Their customer service is great & if I have ever had any concerns, they have taken my issue seriously & endeavoured to provide a tailored outcome. Their app is great for tracking my finances, too. I will continue being a customer, for years to come! Their Monzo Flex service is also extremely useful! Reviewed on: 19th July 2022

Good banking system

They do care about their customers Reviewed on: 8th July 2022

I love Monzo

I’m so impressed with this app/bank, transactions are clear, categorised and immediate. Lots of information to help with budgeting and understanding your money. Reviewed on: 8th July 2022

Very nice online bank,easy worked and understanded how company work!!!!

Very Very Nice Monzo Bank!!!!!!! Reviewed on: 14th June 2022

Convenient

Very simple way to do banking in the digitol era. Reviewed on: 8th June 2022

Easy to use

Very easy to use locally and internationally Reviewed on: 8th June 2022

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