Write a review

Newsletter

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

View other Monzo products

4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

61% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews See your review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Monzo has changed my life

Monzo has completely revolutionised the way I budget, spend, review multiple accounts and track income. I can’t knock Monzo in anyway and I’ve never seen another bank come even close! Reviewed on: 1st April 2022

Great bank

Excellent customer service they care alot Reviewed on: 1st April 2022

No hassle baking

Everything is easy, from sign up to applying for a loan. The whole process is pain free Reviewed on: 1st April 2022

Perfect

Great app, quick and easy to manage money, great customer service. Everything I need. Reviewed on: 1st April 2022

Super speedy banking

Everything about Monzo is super easy to use and I love they way it gives a breakdown of where I have spent each month. Reviewed on: 1st April 2022

Brilliant Bank and App

Brilliant! I used to be with a classic bank but switched as was fed up of the poor old fashioned service. With Monzo, everything is almost instant and can be done on the app. Reviewed on: 1st April 2022

.

Great service. Very fast bank transfers. Always someone on the app on the live chat to help you out if you have any problems Reviewed on: 1st April 2022

Very sufficient

Very easy to set up and card was delivered quickly and is easy to use Reviewed on: 1st April 2022

easy to budget and save using pots.

I really like the use of the pots.For me using these pots really helps me save money and keep on track of my spending.The split bill has been great when on holiday with friends.I also use it abroad quite a bit.It is just a useful card to have on hand. Reviewed on: 1st April 2022

Best UX for a bank on the market

Monzo's app is an industry leader in the space, great customer service, it's no surprise that they are the chosen challenger bank for millennials and gen-z. Reviewed on: 1st April 2022

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Ultimate Reward Current Account
from Halifax 3.71 from 101 reviews
Student Current Account
from RBS 4.07 from 13 reviews
Select Account
from NatWest 4.36 from 717 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3183 reviews
Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.85 from 1138 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub