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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

66% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Clear, simple banking.

Nothing is hidden, everything is clear, and the app has no issues! I could not ask for a smoother, easier, no nonsense bank! Reviewed on: 1st March 2022

Great bank, great app, card fades quickly

I love Monzo, the simplicity and user friendly app is brilliant. Everything is easy to find and straightforward to do. The chat help when needed is amazing and they are quicker than they estimate to reply. The only downfall is that the coral card fades too quickly, they should allow free users to select a different colour card. Reviewed on: 1st March 2022

Amazing

Monzo is pretty poggers I use it everyday Reviewed on: 1st March 2022

Excellent

Fantastic! Quick response to enquiries and issues. Reviewed on: 1st March 2022

How banking should be

I've been a Monzo customer since the very beginning, taking great pleasure in the smooth transition to a full bank and the continued brilliance. From the convenience of being able to conduct all my banking in an app, to the great customer support team whenever they have been necessary, to the unexpected benefit of my Monzo account being a messaging platform when social media sites crash (can I include that here?) I think Monzo is great and continue to recommend them to friends and family. Reviewed on: 1st March 2022

I enjoy using monzo. It's easy to transfer money to family and friends

I enjoy using my card and like when it makes the caching noise to show money's come in or gone out Reviewed on: 1st March 2022

Monzo is an amazing bank and really puts customers first

They have multiple saving options for customers and excellent support. Whilst signing up can take awhile it's worth it on this bank. Plus it's virtual so hardly any fraud and they care about their customers. Especially with cool little features such as dark mode or earn money back. Reviewed on: 1st March 2022

The way banks should be.

Monzo is literally banking for the 21st century. Everything is so simple, well thought through, and the overall user experience is fantastic. I would never move anywhere else (even if they paid me). Reviewed on: 1st March 2022

Great

Easy to use step by step help when needed Reviewed on: 1st March 2022

Great!

Love monzo, so easy to use with great features! Reviewed on: 1st March 2022

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